Oakland 94607 · Produce and Waterfront · APN 1-137-1-3 · Oakland
Zoned D-DT-CX in Oakland with likely ministerial ADU eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $665,000 ($585,000–$745,000).
Zone D-DT-CX allows residential use qualifying for ministerial ADU review under state law.
Source: Oakland zoning · CA Gov. Code 66314
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
Closest lead: 430 Broadway - Building B (230 ft E, entitled). Inspect timeline history before assuming near-term completion.
Source: Alameda County building permits · HCD APR (½-mile radius)
Automated synthesis of indexed municipal, county, state, and federal public records — informational context only, not a formal appraisal, survey, or legal/tax determination.
$665,000
Benchmark range: $585,000 – $745,000
Permit counts and nearby activity on this page may omit municipal counter records. Request a parcel permit report directly from the local building department.
Source: Source coverage registry (Oakland)
Sale triggers reassessment to 1.00% base + ~0.22% voter debt (~$714/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Since — within ½ mile: 411 homes completed, 242 proposed or in review (179 of them deed-restricted affordable).
8 projects with a record in this window, grouped by us from permits and State housing reports. Units are as proposed on each project's latest record and counted at its current stage.
No permit activity recorded within ½ mile.
Public-records benchmark estimate combining Zillow Home Value Index (Data provided by Zillow), Census ACS 5-year estimates, parcel land-use/lot characteristics, and issued building permits. Not an official appraisal.
We don't have building permits for Oakland, so we can't show what has been permitted nearby.
Permit counts, by the date issued (or applied, if not yet issued). Lot splits are planning cases, which we don't have.
We read public zoning and hazard maps against state law (ADUs: Gov. Code 66314; SB 9: Gov. Code 65852.21 and 66411.7). Local rules, title, tenancy history and site conditions can change the answer. Check with Oakland's planning department before relying on it.
Sources: City of Oakland Planning & Building, Zoning (base zones, effective 2024-12-17) (retrieved Nov 9, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the State Responsibility Area (effective 2024-04-01) (retrieved Nov 9, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the Local Responsibility Area (map dated 2025-03-24) (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — flood hazard zones (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — FIRM panels (retrieved Nov 9, 2026) · California Geological Survey, Alquist-Priolo Earthquake Fault Zones (retrieved Nov 9, 2026) · Zoning classes: our classification of D-DT-CX as mixed use, from the code's name only
Chronological history of building permit applications and issuances, snapshot-dated status changes, State housing entitlements, surrounding development within ½ mile, and area home-value trends.
In "Entitled" for 8.1 yr (since Oct 9, 2018), with no new permit record in 8.1 yr. · 8 units
Permit issued and active for 8.1 yr (first record Oct 16, 2018), with no completion or new permit record in 8.1 yr. · 12 units
In "Entitled" for 8 yr (since Nov 9, 2018), with no new permit record in 8 yr. · 1 unit
In "Entitled" for 8 yr (since Nov 16, 2018), with no new permit record in 8 yr. · 157 units
In "Entitled" for 7.9 yr (since Dec 10, 2018), with no new permit record in 7.9 yr. · 160 units
In "Entitled" for 7.2 yr (since Aug 15, 2019), with no new permit record in 7.2 yr. · 1 unit
Nearby permit (54aec8aaa1b3d784a5b7a7e8c12eab807ae06369): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (58ce9fa7efcba822b2975b807b1049d1d377de16): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (ab12f840eff260572b1b0556c23375ca475cc67b): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (ab822fae356bed505823739d30ab9749cae7ba31): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (ad0bf071f14f988bce8da139ffd50584639f2a85): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (ce203699427c742746fc415c2870a5b1b3d53412): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (d9cacfc8134306df62f21af3799d5a06a901da32): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (e86fe044cc9d1632f2a3097cf16e09466a763528): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (ee9542df3beb4fabdc5fa396e7e2785fbe058055): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (f57240615b856bf4f50f6103710051e9eaae6760): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (f904579efcb437bcc425cec0f90ba3ecac9bf521): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (f96843431b8cae7d6e1fa40401a9b8a0c3f46c88): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (2e6b321f56737eab1815601aec4e0c23a4b6b0eb): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Nearby permit (39044121f75fce11a4e97ac2180df8842bb4a7a1): First appeared in published agency feed
Detected between snapshots
Source: Alameda County building permits · Snapshot diff within ½ mile
Latest published Zillow Home Value Index (ZHVI) update
Changed from $532,963 in September 2025 to $513,751 in September 2026.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94607 (not a parcel appraisal)
Cross-referenced intelligence from our historical development graph—connecting parcels, permits, entity-resolved builders, empirical review-time distributions, and neighborhood renovation trends.
Explore full Oakland development graph →Active in "Entitled" for 21 mo (first record Feb 18, 2025) with no new permit activity recorded in 21 mo. High-impact scale (55 housing units, 54 deed-restricted affordable across 0 permits).
Active in "Entitled" for 21 mo (first record Feb 18, 2025) with no new permit activity recorded in 21 mo. High-impact scale (66 housing units, 65 deed-restricted affordable across 0 permits).
Active in "Entitled" for 3.3 yr (first record Aug 2, 2023) with no new permit activity recorded in 3.3 yr. High-impact scale (71 housing units, 70 deed-restricted affordable across 0 permits).
Active in "Issued" for 8.1 yr (first record Oct 16, 2018) with no new permit activity recorded in 8.1 yr. High-impact scale (12 housing units across 0 permits).
Active in "Entitled" for 18 mo (first record May 19, 2025) with no new permit activity recorded in 18 mo. High-impact scale (119 housing units, 12 deed-restricted affordable across 0 permits).
Active in "Entitled" for 4 yr (first record Nov 1, 2022) with no new permit activity recorded in 4 yr. High-impact scale (69 housing units across 0 permits).
HUD Small Area Fair Market Rent · ZIP 94607
HUD FY 2026 · 40th-percentile gross rentCensus ACS 5-year median gross rent (all bedroom counts combined):
Area home-value benchmarks (not an appraisal)
ZIP & neighborhood mediansUnder California Proposition 13, the seller's historical assessed value does not carry over to a buyer. On sale, the parcel is reassessed at the purchase price: 1.00% base rate ($6,650/yr) + local voter-approved bond debt ($1,463/yr) + fixed direct levies/Mello-Roos ($450/yr).
Insurance & hazard context:
Model adding a backyard ADU or garage conversion under California's Prop 13 blended new-construction assessment (existing house & land tax base stays intact; only ADU build cost is assessed) and SB 13 impact-fee rules.
−$28,139/yr
Cash needed: $146,300
NOI: $12,213/yr
P&I: $3,363/mo
For $0/mo net cash flow
At $2,450/mo gross rent
| Scenario | Assumptions | Year 1 Rent | Year 1 Cash Flow | Cash-on-Cash | Break-Even Rent | Year 5 Cash Flow |
|---|---|---|---|---|---|---|
| Conservative | −8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth | $2,254/mo | −$2,626/mo | -21.5% | $5,920/mo | −$2,600/mo |
| Base (your inputs) | Your entered assumptions, 3.0%/yr rent growth | $2,450/mo | −$2,345/mo | -19.2% | $5,480/mo | −$2,180/mo |
| Optimistic (cap-limited) | +6% starting rent, 3% vacancy, 3.0%/yr rent growth (capped by local ordinance ceiling of 3.0%/yr) | $2,597/mo | −$2,183/mo | -17.9% | $5,352/mo | −$1,998/mo |
Rental regulatory context (informational only — not legal advice):
California AB 1482 (Tenant Protection Act, Civ. Code § 1947.12) caps annual rent increases at 5% + local CPI (max 10%) on covered properties. In Oakland: Oakland Rent Adjustment Program (OMC Ch. 8.22) — annual CPI adjustment (60% of CPI, capped at 3.0%) for covered pre-1983 multifamily units. Official program rules ↗
No building permits are recorded for this parcel since 2016.
No housing activity reported to the State for this parcel (2018–2025 reports).
Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: project (parcel) · Retrieved Nov 9, 2026 · From Oakland's Housing Element Annual Progress Reports. A project can appear in several report years as it moves from entitlement to permit to completion.
Source: City of Oakland Planning & Building, Zoning (base zones, effective 2024-12-17) · Geography: zoning district polygon at parcel point · Retrieved Nov 9, 2026
1.38 acres
Assessor's classification for assessment purposes. This is not zoning.
401 BROADWAY; 499 5TH ST
Source: Alameda County Assessor / Information Technology Department, Parcel Boundaries · Geography: parcel · Retrieved Nov 9, 2026
Look up assessed values and parcel maps by parcel number 1-137-1-3. Assessed value is not market value.
Search by parcel number 1-137-1-3 (Alameda County Treasurer-Tax Collector)
The official flood hazard map for this location. Our reading of it is under What could be built here.
This site does not show owner names.