405 11th St
Sacramento 95814 · Alkali Flat · City of Sacramento · Coordinates: 38.58620, -121.48914
Executive Verdict · Public-Records Synthesis
Zoned C-2-SPD in City of Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $580,000 ($510,000–$650,000).
Upsides & Opportunities
- ✓ 4 documented municipal building permits on file
On-parcel permit history is indexed through Sep 22, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: C Street Residential Complex (0.16 mi E, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$7,062/yr at $580,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$589/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 2,400 sq ft (0.06 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03186
- Addresses on lot:
- 405 11TH ST
Zoning & Land Use
C-2-SPD — General Commercial Zone (C)
2040 General Plan: Residential Mixed Use (FAR up to 6)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned C-2 (commercial): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0180J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $510,000 – $650,000 · Status: Off market
HUD Small Area FMR (ZIP 95814) · FY 2026
Studio $1,640 · 1BR $1,720 · 2BR $2,120 · 3BR $2,820 · 4BR $3,250
Developments Deserving Closer Investigation & Active Area Builders
- C Street Residential Complex (Entitled)0.16 mi E
In "Entitled" for 2.8 yr (since Jan 29, 2024), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (22 housing units across 0 permits).
- Outbuilding #1 at SRFC Stadium (In review)0.29 mi NW
In "In review" for 15 mo (since Aug 27, 2025), exceeding the 241d median and 334d 75th percentile for new commercial / non-residential building permits in City of Sacramento (n=150). High-impact scale ($450,000,000 declared valuation across 18 permits). current_status changed to "Plan Check Wait" in snapshot Nov 1, 2026.
- Blokable Apartment (Fee estimate)0.3 mi W
In "Fee estimate" for 3.9 yr (since Dec 2, 2022), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (21 housing units, $10,630,000 declared valuation across 1 permit).
- Studio30 Apartments (Entitled)0.33 mi SE
In "Entitled" for 4.3 yr (since Aug 4, 2022), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (30 housing units across 0 permits).
Entity-resolved builders & contractors in ½ mile: Vanguard Electric (2 on parcel, 2 in ½ mi · Electrical / panel); Figueroas Heating And Air (1 on parcel, 1 in ½ mi · Roof replacement); Greenberg Clark (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Black Pine Builders (129 in ½ mi · New single-family home); Icon General Contractors (60 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2620148 | Electrical / panel | Issued | Iss. Sep 22, 2026 | $6,350 | ELECTRICAL PANEL UPGRADE: EXISTING IS 100A. WILL UPGRADE TO 200A. OVERHEAD SERVICE. PANEL WILL STAY IN SAME RELATIVE LOC… |
| RES-2620147 | Electrical / panel | Void | App. Sep 11, 2026 | $6,350 | ELECTRICAL PANEL UPGRADE: EXISTING IS 100A. WILL UPGRADE TO 200A. OVERHEAD SERVICE. PANEL WILL STAY IN SAME RELATIVE LOC… |
| RES-2315490 | Plumbing / water heater / sewer | Finaled | Iss. Jul 25, 2023 | $25,257 | AA: Sewer Service replacement or repair, Trenchless 110 L.F. |
| RES-1907910 | Roof replacement | Finaled | Iss. May 2, 2019 | $168,000 | New install/New location Mini-Split System. A unit will be installed in a new location, and ground mount condenser unit … |