1015 20th St
Sacramento 95811 · Midtown / Winn Park / Capital Avenue · City of Sacramento · Coordinates: 38.57631, -121.47978
Executive Verdict · Public-Records Synthesis
Zoned C-2-SPD in City of Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $759,000 ($668,000–$850,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$55,650 contributory est.)
Public building records show issued construction/renovation work on this parcel (9 total permits, latest Sep 25, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Midtown / Winn Park / Capital Avenue
89 substantial renovation & housing permits over 24 months (52.9 per 1,000 parcels vs. 30.4 citywide baseline) (#3 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Midtown / Winn Park / Capital Avenue)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: The Joule Apartments (0.12 mi E, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$9,103/yr at $759,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$759/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 12,800 sq ft (0.29 ac)
- Assessor use:
- Office · Office (General) · Two Story
- Tax rate area:
- 03005
- Addresses on lot:
- 1015 20TH ST
Zoning & Land Use
C-2-SPD — General Commercial Zone (C)
2040 General Plan: Residential Mixed Use (FAR up to 6)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned C-2 (commercial): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0180J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $668,000 – $850,000 · Status: Off market
HUD Small Area FMR (ZIP 95811) · FY 2026
Studio $1,840 · 1BR $1,930 · 2BR $2,380 · 3BR $3,170 · 4BR $3,650
Developments Deserving Closer Investigation & Active Area Builders
- The Joule Apartments (Issued)0.12 mi E
Active in "Issued" for 3.2 yr (first record Aug 24, 2023) with no new permit activity recorded in 11 mo. High-impact scale (107 housing units, 9 deed-restricted affordable, $29,000,000 declared valuation across 13 permits). current_status changed to "Plan Check Wait" in snapshot Nov 1, 2026.
- 2101 J Mixed Use (Entitled)470 ft E
In "Entitled" for 3.9 yr (since Jan 5, 2023), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (40 housing units, $11,357,445 declared valuation across 2 permits).
- Juno Mixed-Use (In review)0.27 mi NW
In "In review" for 9.6 yr (since Apr 18, 2017), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (198 housing units, $55,118,716 declared valuation across 11 permits).
- 9 Apartments (Fee estimate)0.32 mi S
In "Fee estimate" for 6.6 yr (since Apr 24, 2020), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (10 housing units, $2,150,000 declared valuation across 3 permits).
Entity-resolved builders & contractors in ½ mile: Smith Development And Construction (2 on parcel, 7 in ½ mi · New duplex / half-plex); Marketone Builders (2 on parcel, 3 in ½ mi · Commercial tenant improvement); Brower Mechanical CA (1 on parcel, 1 in ½ mi · Roof replacement); Acr Solar International (1 on parcel, 1 in ½ mi · Solar / battery storage); Adt Commercial (1 on parcel, 1 in ½ mi · Fire alarm / sprinkler).
Permit & Project History on This Parcel (9 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2608294 | Commercial tenant improvement | Issued | Iss. Sep 25, 2026 | $1,950,000 | EPC - EXPEDITED - AREA OF WORK- 10,353 SF. OCCUPANCY- B, A3, S2. CONSTRUCTION TYPE- IIIB. REMODEL INCLUDES NEW INTERIOR … |
| COM-2614422 | EV charger | Issued | Iss. Jul 31, 2026 | $28,000 | EPC - Installation and electrical connection of (1) Level 2 JNT-EVM005 Dual Port EV Chargers for Fleet/Staff Use Only |
| COM-2603877 | Remodel / interior alteration | Issued | Iss. Mar 23, 2026 | $75,000 | EPC - INTERIOR DEMO ONLY- DEMO OF INTERIOR NON LOAD BEARING WALLS, CEILINGS, FIXTURES AND FINISHES. |
| COM-2503263 | Roof replacement | Finaled | Iss. Mar 13, 2025 | $150,000 | EPC - REMOVE/REPLACE (4) SPLIT SYSTEMS & (7) PACKAGED UNITS ON THE ROOF. |
| COM-2203091 |