2728 J St # 201
Sacramento 95816 · Midtown / Winn Park / Capital Avenue · City of Sacramento · Coordinates: 38.57362, -121.46969
Executive Verdict · Public-Records Synthesis
Zoned C-2-SPD in City of Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $839,000 ($738,000–$940,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$12,100 contributory est.)
Public building records show issued construction/renovation work on this parcel (7 total permits, latest May 14, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Midtown / Winn Park / Capital Avenue
89 substantial renovation & housing permits over 24 months (52.9 per 1,000 parcels vs. 30.4 citywide baseline) (#3 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Midtown / Winn Park / Capital Avenue)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
Remodel / interior alteration (COM-2524133): Issued after 5 mo — slower than 90% of remodel / interior alteration permits in City of Sacramento (median 4d, 90th pct 55d, n=8,151).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: Hattie's House (0.22 mi S, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$10,015/yr at $839,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$835/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 19,200 sq ft (0.44 ac)
- Assessor use:
- Retail / Commercial · Small Retail · Multi-Tenant
- Tax rate area:
- 03005
- Addresses on lot:
- 1004 28TH ST; 2724 J ST; 2728 J ST
Zoning & Land Use
C-2-SPD — General Commercial Zone (C)
2040 General Plan: Residential Mixed Use (FAR up to 6)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned C-2 (commercial): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0180J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $738,000 – $940,000 · Status: Off market
HUD Small Area FMR (ZIP 95816) · FY 2026
Studio $2,120 · 1BR $2,220 · 2BR $2,730 · 3BR $3,630 · 4BR $4,190
Developments Deserving Closer Investigation & Active Area Builders
- Hattie's House (Entitled)0.22 mi S
In "Entitled" for 3.1 yr (since Oct 6, 2023), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (24 housing units across 0 permits).
- Accessory dwelling unit at 1301 32nd St (In review)0.42 mi SE
In "In review" for 12 mo (since Nov 13, 2025), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657). project_name changed to "GARAGE CONVERSION TO ADU" in snapshot Nov 1, 2026.
- 2415 K Street Duplexes (Entitled)0.26 mi W
In "Entitled" for 17 mo (since Jun 6, 2025), exceeding the 210d median and 365d 75th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (20 housing units across 0 permits).
- Remodel / interior alteration (COM-2524133) (Issued)On this parcel
Issued after 5 mo — slower than 90% of remodel / interior alteration permits in City of Sacramento (median 4d, 90th pct 55d, n=8,151).
Entity-resolved builders & contractors in ½ mile: All Construction Services (1 on parcel, 1 in ½ mi · Commercial tenant improvement); Foothill Fire Protection (1 on parcel, 1 in ½ mi · Fire alarm / sprinkler); Sg Biebl Const (1 on parcel, 1 in ½ mi · Commercial tenant improvement); Wfc Builders (21 in ½ mi · Commercial tenant improvement); Icon General Contractors (13 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (7 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2609793 | Plan revision / deferred submittal | Complete | App. May 14, 2026 | — | EPC - REVISION TO COM-2524133-POST PERMIT REVISION NEW MANUAL METAL ROLLING GATE 25' W X 3' H WITH KNOX BOX AND NEW 5'… |
| COM-2524133 | Remodel / interior alteration | Issued | Iss. Apr 14, 2026 | $22,000 | EPC - NEW RECTRACABLE BOLLARDS AND NEW 5'-0" METAL FENCE WITH GATED DOORS WITH PUSH EXITS AROUND THE PERIMETER OF THE EX… |
| COM-2515984 | Plan revision / deferred submittal | Complete | App. Jul 30, 2025 | — | EPC - REVISION TO COM-2511998- needed to add smoke detectors next to door per inspection. |
| COM-2511998 | Fire alarm / sprinkler | Finaled | Iss. Jun 20, 2025 | $19,365 | EPC - SCOPE OF WORK IS REPLACEMENT OF AN EXISTING ANTIQUATED FIRE ALARM SYSTEM WITH A NEW MANUAL FIRE ALARM SYSTEM WITH… |