3940 M St
Sacramento 95819 · East Sacramento · City of Sacramento · Coordinates: 38.56679, -121.45491
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $987,000 ($869,000–$1,105,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 6,098 sq ft lot. Local precedent is active with 13 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$223,390 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest May 11, 2022).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in East Sacramento
522 substantial renovation & housing permits over 24 months (62.3 per 1,000 parcels vs. 30.4 citywide baseline) (#48 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (East Sacramento)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 3945 L St (410 ft N, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$11,702/yr at $987,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$975/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 6,098 sq ft (0.14 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03005
- Addresses on lot:
- 3940 M ST
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 6,098 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0180J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $869,000 – $1,105,000 · Status: Off market
HUD Small Area FMR (ZIP 95819) · FY 2026
Studio $2,050 · 1BR $2,150 · 2BR $2,640 · 3BR $3,510 · 4BR $4,050
Developments Deserving Closer Investigation & Active Area Builders
- New home at 3945 L St (Issued)410 ft N
Active in "Issued" for 18 mo (first record May 20, 2025) with no new permit activity recorded in 15 mo. High-impact scale (1 housing unit, $800,000 declared valuation across 3 permits).
- Accessory dwelling unit at 4608 Folsom Blvd (In review)0.48 mi SE
In "In review" for 4 mo (since Jul 6, 2026), exceeding the 45d median and 85d 75th percentile for new single-family home permits in City of Sacramento (n=3,657). contractor changed to "INTEGRITY CONSTRUCTION & SOLUTIONS INC" in snapshot Nov 1, 2026.
- Accessory dwelling unit at 3958 Dub Aly (Approved)0.12 mi S
In "Approved" for 15 mo (since Aug 25, 2025), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Accessory dwelling unit at 1336 42nd St (Entitled)0.16 mi SE
In "Entitled" for 23 mo (since Dec 11, 2024), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: Premier Pools (1 on parcel, 17 in ½ mi · Pool / spa); Fm Design Build (1 on parcel, 2 in ½ mi · Addition (adds square footage)); Solectric (2 on parcel, 2 in ½ mi · Plan revision / deferred submittal); Tms Construction (26 in ½ mi · Remodel / interior alteration); Dyer Construction (25 in ½ mi · Addition (adds square footage)).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2209915 | Plan revision / deferred submittal | Complete | App. May 11, 2022 | $26,640 | REVISED PLANS AND PERMIT SCOPE OF WORK TO INDICATE THE 200A MAIN POWER UPGRADE(MPU) WAS DONE BY OTHERS. PER INSPECTION'S… |
| RES-2201768 | Pool / spa | Finaled | Iss. Jan 26, 2022 | $110,088 | EOTC - EXPEDITED - In ground gunite swimming pool and spa. Gas line for spa heating and solar panels. |
| RES-2126213 | Solar / battery storage | Finaled | Iss. Dec 28, 2021 | $26,640 | 7.20kw Solar PV System, and 0gal Solar WH System (water heater installed null).All supply side connections, main breaker… |
| RES-2023535 | Addition (adds square footage) | Finaled | Iss. Feb 9, 2021 | $506,500 | EPC - ADDTION : FIRST FLOOR SUNROOM @ 152 SF AND COVERED PATIO @ 121 SF WITH FIRST FLOOR REMODELED AREA; SECOND FLOOR TO… |