3821 T St
Sacramento 95816 · Elmhurst · City of Sacramento · Coordinates: 38.55909, -121.45944
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $785,000 ($691,000–$879,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 25,657 sq ft lot. Local precedent is active with 11 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$16,720 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Nov 10, 2025).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Elmhurst
37 substantial renovation & housing permits over 24 months (36.3 per 1,000 parcels vs. 30.4 citywide baseline) (#49 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Elmhurst)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
Remodel / interior alteration (RES-1919888): Issued after 6 mo — slower than 90% of remodel / interior alteration permits in City of Sacramento (median 4d, 90th pct 55d, n=8,151).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
- ! 4 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 3943 Colonial Way (0.3 mi S, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$9,399/yr at $785,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$783/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 25,657 sq ft (0.59 ac)
- Assessor use:
- Residential · Single Family · Non-Subdivision
- Tax rate area:
- 03005
- Addresses on lot:
- 3821 T ST
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 25,657 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06067C0190H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $691,000 – $879,000 · Status: Off market
HUD Small Area FMR (ZIP 95816) · FY 2026
Studio $2,120 · 1BR $2,220 · 2BR $2,730 · 3BR $3,630 · 4BR $4,190
Nearby Activity (½ mile radius, since November 2024)
45 active or recent development projects (58 housing units across completed, permitted, and pipeline stages) and 770 total building permits recorded within ½ mile.
- New construction17 permits (8 units)
- Adds housing (ADU)43 permits (54 units)
- Demolition22 permits
- Additions & renovations104 permits
- Building systems531 permits
- Repairs19 permits
- Other34 permits
Developments Deserving Closer Investigation & Active Area Builders
- Remodel / interior alteration (RES-1919888) (Finaled)On this parcel
Issued after 6 mo — slower than 90% of remodel / interior alteration permits in City of Sacramento (median 4d, 90th pct 55d, n=8,151).
- Plan revision / deferred submittal (SUB-1919678) (Abandoned)On this parcel
Pending in review for 7.1 yr (63.2× the 41d median) — slower than 90% of plan revision / deferred submittal permits in City of Sacramento (median 41d, 90th pct 190d, n=69).
- Accessory dwelling unit at 3943 Colonial Way (Issued)0.3 mi S
Active in "Issued" for 2.1 yr (first record Oct 1, 2024) with no new permit activity recorded in 17 mo. current_status changed to "Finaled" in snapshot Nov 1, 2026.
- New home at 2132 Gerber Ave (Entitled)0.21 mi W
In "Entitled" for 4.2 yr (since Sep 20, 2022), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: Turn Key Construction Group (1 on parcel, 1 in ½ mi · Remodel / interior alteration); Eagle Ridge Construction And Roofing (1 on parcel, 1 in ½ mi · Roof replacement); Mc Donald Plumbing Heating And Air Conditioning (1 on parcel, 1 in ½ mi · HVAC / heat pump); Premier Pools (12 in ½ mi · Pool / spa); Az Custom Construction (11 in ½ mi · Demolition).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2523579 | Roof replacement | Issued | Iss. Nov 10, 2025 | $23,231 | E-Permit: Tear Off - Yes, Resheet - No, 1 layer(s), 34 squares of TPO Single Ply. In-progress inspection required if 10 … |
| RES-1919888 | Remodel / interior alteration | Finaled | Iss. Apr 15, 2020 | $40,000 | EPC Submittal - Kitchen and Family Room Remodel with window replacements. “Water conserving fixtures are required to be… |
| SUB-1919678 | Plan revision / deferred submittal | Abandoned | App. Oct 11, 2019 | $40,000 | EPC Submittal - Remodel of Residential Building - Kitchen Remodel with window replacements |
| RES-1700645 | HVAC / heat pump | Finaled | Iss. Jan 16, 2017 | $4,797 | Change-out Furnace Only (Split System) to Furnace Only (Split System). The existing unit shall be removed. The new unit … |