3840 T St
Sacramento 95816 · Elmhurst · City of Sacramento · Coordinates: 38.55844, -121.45937
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $697,000 ($613,000–$781,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 6,098 sq ft lot. Local precedent is active with 9 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$6,795 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Aug 30, 2024).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Elmhurst
37 substantial renovation & housing permits over 24 months (36.3 per 1,000 parcels vs. 30.4 citywide baseline) (#49 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Elmhurst)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 3943 Colonial Way (0.26 mi S, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$8,396/yr at $697,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$700/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 6,098 sq ft (0.14 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03005
- Addresses on lot:
- 3840 T ST
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 6,098 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06067C0190H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $613,000 – $781,000 · Status: Off market
HUD Small Area FMR (ZIP 95816) · FY 2026
Studio $2,120 · 1BR $2,220 · 2BR $2,730 · 3BR $3,630 · 4BR $4,190
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 3943 Colonial Way (Issued)0.26 mi S
Active in "Issued" for 2.1 yr (first record Oct 1, 2024) with no new permit activity recorded in 17 mo. current_status changed to "Finaled" in snapshot Nov 1, 2026.
- New home at 2132 Gerber Ave (Entitled)0.2 mi W
In "Entitled" for 4.1 yr (since Sep 20, 2022), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- SB9 T Street Townhomes (Entitled)0.31 mi E
In "Entitled" for 20 mo (since Mar 6, 2025), exceeding the 184d median and 575d 90th percentile for new duplex / half-plex permits in City of Sacramento (n=115).
- New home (Entitled)0.31 mi E
In "Entitled" for 2.5 yr (since May 29, 2024), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: Acr Solar International (2 on parcel, 2 in ½ mi · Plan revision / deferred submittal); Jaguar Heating And Air (1 on parcel, 1 in ½ mi · HVAC / heat pump); Kilowatt Solar Electric (1 on parcel, 1 in ½ mi · Remodel / interior alteration); Az Custom Construction (11 in ½ mi · Demolition); Premier Pools (11 in ½ mi · Pool / spa).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2419342 | HVAC / heat pump | Expired Permit | Iss. Aug 30, 2024 | $8,910 | HVAC Permit: Adding a mini split system. The existing unit shall be removed. The new unit shall be placed in the same l… |
| RES-2319253 | Remodel / interior alteration | Finaled | Iss. Sep 15, 2023 | $2,800 | INSTALL A LEVEL 2 EV CIRCUIT TO A HARDWIRE 32A EV CHARGER. Carbon monoxide & Smoke alarms required. Reference CRC sectio… |
| RES-1823414 | Plan revision / deferred submittal | Complete | App. Dec 10, 2018 | — | REVISION TO RES-1822672 LOEB PV upgrade on 1-line drawing change after inverter wire size from 8 AWG to 10 AWG. |
| RES-1822672 | Solar / battery storage | Finaled | Iss. Nov 30, 2018 | $6,083 | 1.86kw - (6) module addition to existing solar system. Smoke & Carbon Monoxide Alarms required per CRC sections R314 & … |