2648 4th Ave
Sacramento 95818 · Curtis Park · City of Sacramento · Coordinates: 38.55185, -121.47948
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $728,000 ($641,000–$815,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 5,227 sq ft lot. Local precedent is active with 15 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ 2 documented municipal building permits on file
On-parcel permit history is indexed through Oct 16, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Curtis Park
124 substantial renovation & housing permits over 24 months (47.5 per 1,000 parcels vs. 30.4 citywide baseline) (#29 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Curtis Park)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: 3204/3206 Broadway Mixed-Use ESTIMATE (0.48 mi E, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$8,749/yr at $728,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$729/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 5,227 sq ft (0.12 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03005
- Addresses on lot:
- 2648 4TH AVE
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 5,227 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0190H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $641,000 – $815,000 · Status: Off market
HUD Small Area FMR (ZIP 95818) · FY 2026
Studio $1,950 · 1BR $2,050 · 2BR $2,520 · 3BR $3,350 · 4BR $3,870
Nearby Activity (½ mile radius, since November 2024)
38 active or recent development projects (77 housing units across completed, permitted, and pipeline stages) and 783 total building permits recorded within ½ mile.
- New construction15 permits (44 units)
- Adds housing (ADU)27 permits (44 units)
- Demolition15 permits
- Additions & renovations122 permits
- Building systems545 permits
- Repairs30 permits
- Other29 permits
Developments Deserving Closer Investigation & Active Area Builders
- 3204/3206 Broadway Mixed-Use ESTIMATE (Issued)0.48 mi E
Active in "Issued" for 6.6 yr (first record Apr 8, 2020) with no new permit activity recorded in 3.3 yr. High-impact scale (24 housing units, $2,282,211 declared valuation across 2 permits).
- Accessory dwelling unit at 2832 34th St (In review)0.49 mi E
In "In review" for 2 yr (since Nov 5, 2024), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (4 housing units, $524,150 declared valuation across 2 permits).
- The Hatchery Multi-Family (33 Income-Restricted Units) (In review)0.48 mi E
In "In review" for 12 mo (since Oct 31, 2025), exceeding the 210d median and 365d 75th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (33 housing units, 4 deed-restricted affordable, $4,009,938 declared valuation across 1 permit).
- Accessory dwelling unit at 2990 25th St (In review)0.22 mi SW
In "In review" for 3 mo (since Aug 3, 2026), exceeding the 45d median and 85d 75th percentile for new single-family home permits in City of Sacramento (n=3,657). project_name changed to "NEW ADU & OFFICE" in snapshot Nov 1, 2026.
Entity-resolved builders & contractors in ½ mile: Porter Roofing (1 on parcel, 1 in ½ mi · Roof replacement); 3 Pyramid Construction And Renovation (1 on parcel, 1 in ½ mi · General repair); Black Pine Builders (135 in ½ mi · New single-family home); Premier Pools (16 in ½ mi · Pool / spa); Connected Technology (14 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (2 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2622999 | General repair | Issued | Iss. Oct 16, 2026 | $4,500 | SPRR - EXPEDITED - Replacement of the existing deteriorated wood garage header beam in an existing detached residential … |
| RES-2512735 | Roof replacement | Finaled | Iss. Jun 18, 2025 | $27,300 | E-Permit: Tear Off - Yes, Resheet - Yes, 3 layer(s), 20 squares of Composite Class A. CRRC: 0668-0119 |