3441 12th Ave
Sacramento 95817 · Central Oak Park · City of Sacramento · Coordinates: 38.54141, -121.46947
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $703,000 ($619,000–$787,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 6,534 sq ft lot. Local precedent is active with 15 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$248,290 contributory est.)
Public building records show issued construction/renovation work on this parcel (7 total permits, latest Jul 31, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
about 49% of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
Accessory dwelling unit at 3449 12th Ave: Active in "Issued" for 2.1 yr (first record Sep 30, 2024) with no new permit activity recorded in 10 mo. current_status changed to "Finaled" in snapshot Nov 1, 2026.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
- ! 4 slow or stalled nearby projects within ½ mile
Closest lead: Franklin Blvd Mixed Use Bldg A and Site Work (0.34 mi SW, in review). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$8,464/yr at $703,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$705/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 6,534 sq ft (0.15 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03002
- Addresses on lot:
- 3441 12TH AVE; 3445 12TH AVE; 3449 12TH AVE
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 6,534 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (about 49% of the lot); Zone X: reduced flood risk due to levee (about 51% of the lot) · FIRM panel 06067C0190H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $619,000 – $787,000 · Status: Off market
HUD Small Area FMR (ZIP 95817) · FY 2026
Studio $1,580 · 1BR $1,660 · 2BR $2,040 · 3BR $2,720 · 4BR $3,130
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 3449 12th Ave (Issued)On this parcel
Active in "Issued" for 2.1 yr (first record Sep 30, 2024) with no new permit activity recorded in 10 mo. current_status changed to "Finaled" in snapshot Nov 1, 2026.
- Franklin Blvd Mixed Use Bldg A and Site Work (In review)0.34 mi SW
In "In review" for 4.1 yr (since Sep 29, 2022), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (4 housing units, $590,212 declared valuation across 4 permits).
- New duplex at 3821 35th St (In review)0.11 mi SE
In "In review" for 15 mo (since Aug 20, 2025), exceeding the 184d median and 416d 75th percentile for new duplex / half-plex permits in City of Sacramento (n=115). current_status changed to "Verify" in snapshot Nov 1, 2026.
- New home at 3750 Reggae Aly (In review)0.28 mi NE
In "In review" for 5 mo (since Jun 12, 2026), exceeding the 45d median and 85d 75th percentile for new single-family home permits in City of Sacramento (n=3,657). current_status changed to "Plan Check Wait" in snapshot Nov 1, 2026.
Entity-resolved builders & contractors in ½ mile: Bhandal Construction (6 on parcel, 13 in ½ mi · New single-family home); Solid Construction And Design (6 in ½ mi · Remodel / interior alteration); Cutting Edge General Contracting (6 in ½ mi · Addition (adds square footage)); D And S Construction (5 in ½ mi · New single-family home); Habitat For Humanity Of Greater Sacramento (5 in ½ mi · New single-family home).
Permit & Project History on This Parcel (7 permits, 1 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2616547 | Plan revision / deferred submittal | Complete | App. Jul 31, 2026 | — | EPC - EXPEDITED - REVISION TO RES-2421442- Installation of a sewer pump and sewer alarm in lieu of gravity-fed sewer lin… |
| RES-2522651 | Accessory dwelling unit (new or conversion) | Finaled | Iss. Jan 14, 2026 | $64,057 | EPC - COMMERCIAL METER SETUP -- PLANS FOR NEW 371 SF ADU W/ A 20 SF COVERED ENTRY ADDITION. NEW ADU TO CONSIST OF 1 BED… |
| RES-2600320 | Demolition | Finaled | Iss. Jan 9, 2026 | $2,500 | DEMOLITION OF EXISTING (DETACHED) GARAGE DUE TO POOR CONDITION IN ORDER TO BUILD AN ADU. ALL WORK SUBJECT TO FIELD INSPE… |
| RES-2522504 | Accessory dwelling unit (new or conversion) |