3840 Y St
Sacramento 95817 · North Oak Park · City of Sacramento · Coordinates: 38.55328, -121.46238
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $448,000 ($394,000–$502,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 3,049 sq ft lot. Local precedent is active with 22 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ 6 documented municipal building permits on file
On-parcel permit history is indexed through Mar 2, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 3243 X St (0.47 mi NW, in review). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,557/yr at $448,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$463/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 3,049 sq ft (0.07 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03002
- Addresses on lot:
- 3840 Y ST
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 3,049 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06067C0190H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $394,000 – $502,000 · Status: Off market
HUD Small Area FMR (ZIP 95817) · FY 2026
Studio $1,580 · 1BR $1,660 · 2BR $2,040 · 3BR $2,720 · 4BR $3,130
Nearby Activity (½ mile radius, since November 2024)
68 active or recent development projects (236 housing units across completed, permitted, and pipeline stages) and 745 total building permits recorded within ½ mile.
- New construction14 permits (71 units)
- Adds housing (ADU)55 permits (88 units)
- Demolition14 permits
- Additions & renovations87 permits
- Building systems497 permits
- Repairs18 permits
- Other60 permits
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 3243 X St (In review)0.47 mi NW
In "In review" for 12 mo (since Nov 6, 2025), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657). issued_date changed to "2026-10-07" in snapshot Nov 1, 2026.
- Accessory dwelling unit at 3943 Colonial Way (Issued)0.13 mi NE
Active in "Issued" for 2.1 yr (first record Oct 1, 2024) with no new permit activity recorded in 17 mo. current_status changed to "Finaled" in snapshot Nov 1, 2026.
- Office Conversion (Issued)0.41 mi SE
Active in "Issued" for 2.8 yr (first record Jan 25, 2024) with no new permit activity recorded in 22 mo. High-impact scale (38 housing units, $3,500,000 declared valuation across 6 permits).
- The Hatchery Multi-Family (33 Income-Restricted Units) (In review)0.49 mi W
In "In review" for 12 mo (since Oct 31, 2025), exceeding the 210d median and 365d 75th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (33 housing units, 4 deed-restricted affordable, $4,009,938 declared valuation across 1 permit).
Entity-resolved builders & contractors in ½ mile: Todds Repair And Construction (3 on parcel, 3 in ½ mi · Roof replacement); Ducks Plumbing Heating Air (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Nrg Pros (1 on parcel, 1 in ½ mi · Roof replacement); Veritas Design Build (12 in ½ mi · New single-family home); Alli Construction (10 in ½ mi · New single-family home).
Permit & Project History on This Parcel (6 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2604036 | Plumbing / water heater / sewer | Finaled | Iss. Mar 2, 2026 | $22,985 | E-Permit: Drain Line replacement or repair, 90 L.F. |
| RES-2420837 | Roof replacement | Finaled | Iss. Sep 20, 2024 | $7,000 | E-Permit: Tear Off - Yes, Resheet - No, 2 layer(s), 19 squares of 40yr Laminated Dimensional Composition. CRRC: 0676-013… |
| RES-2308900 | Roof replacement | Finaled | Iss. May 3, 2023 | $15,300 | No Duct Work Permitted. New install/New location Roof Mount. A unit will be installed in a new location. This unit will … |
| RES-2111364 | Electrical / panel | Expired Permit | Iss. May 27, 2021 | $3,988 | E-Permit: existing panel 100 Amps - Overhead service, main breaker replacement. |
| RES-2110472 | Roof replacement | Expired Permit | Iss. May 17, 2021 | $15,300 | New install/New location Roof Mount. A unit will be installed in a new location. This unit will be fully screened behind… |
| RES-1823672 | Windows / doors / siding | Finaled | Iss. Dec 13, 2018 | $7,600 | Non-structural change out of (10) retrofit windows in same size and locations. Smoke & Carbon Monoxide Alarms required … |