2905 43rd St
Sacramento 95817 · North Oak Park · City of Sacramento · Coordinates: 38.54798, -121.45654
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $518,000 ($456,000–$580,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 two-unit residential development on a 1,742 sq ft lot. Local precedent is active with 12 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$86,625 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Jun 8, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Donner Field Senior Aprts (Affordable Housing) (0.3 mi SE, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$6,355/yr at $518,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$530/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 1,742 sq ft (0.04 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03002
- Addresses on lot:
- 2905 43RD ST
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned R-1, a single-family residential zone. The lot is 1,742 sq ft by the assessor; a split needs at least 2,400 sq ft (two lots of 1,200 sq ft or more).
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06067C0190H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $456,000 – $580,000 · Status: Off market
HUD Small Area FMR (ZIP 95817) · FY 2026
Studio $1,580 · 1BR $1,660 · 2BR $2,040 · 3BR $2,720 · 4BR $3,130
Developments Deserving Closer Investigation & Active Area Builders
- Donner Field Senior Aprts (Affordable Housing) (Issued)0.3 mi SE
Active in "Issued" for 7.3 yr (first record Jul 24, 2019) with no new permit activity recorded in 12 mo. High-impact scale (67 housing units, 66 deed-restricted affordable, $19,000,000 declared valuation across 14 permits). current_status changed to "Process Wait" in snapshot Nov 1, 2026.
- Gateway East Affordable Mixed Use (Issued)0.42 mi SE
Active in "Issued" for 5.1 yr (first record Oct 19, 2021) with no new permit activity recorded in 16 mo. High-impact scale (65 housing units, 98 deed-restricted affordable, $13,500,000 declared valuation across 36 permits). current_status changed to "Complete" in snapshot Nov 1, 2026.
- Office Conversion (Issued)0.17 mi N
Active in "Issued" for 2.8 yr (first record Jan 25, 2024) with no new permit activity recorded in 22 mo. High-impact scale (38 housing units, $3,500,000 declared valuation across 6 permits).
- Accessory dwelling unit at 3200 40th St (Approved)0.29 mi SW
In "Approved" for 4 mo (since Jul 15, 2026), exceeding the 45d median and 85d 75th percentile for new single-family home permits in City of Sacramento (n=3,657). issued_date changed to "2026-09-29" in snapshot Nov 1, 2026.
Entity-resolved builders & contractors in ½ mile: Good Life Restoration (3 on parcel, 3 in ½ mi · Remodel / interior alteration); Viceroy Improvement (1 on parcel, 1 in ½ mi · Roof replacement); Anchored Tiny Homes (9 in ½ mi · Accessory dwelling unit (new or conversion)); Good Life Construction (7 in ½ mi · Remodel / interior alteration); Genesis Quality Construction (5 in ½ mi · New single-family home).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2610612 | Remodel / interior alteration | Issued | Iss. Jun 8, 2026 | $157,500 | Repair of Existing Residence from Fire Damage. Remove and replace approximately 4,930 SF of two-coat plaster over metal … |
| RES-2610184 | Remodel / interior alteration | Withdrawn | App. May 19, 2026 | $157,500 | EPC - Repair of Existing Residence from Fire Damage. Remove and replace approximately 4,930 SF of two-coat plaster over … |
| RES-2609638 | Electrical / panel | Issued | Iss. May 12, 2026 | $2,000 | E-Permit: existing panel 100 Amps - Overhead service, new main panel 125 Amps, Reuse Existing weather head/masthead work… |
| RES-2421453 | Roof replacement | Finaled | Iss. Sep 30, 2024 | $10,197 | E-Permit: Tear Off - Yes, Resheet - No, 1 layer(s), 13 squares of Composite Class A. CRRC: 0676-0136 |