3430 Sophia Way
Sacramento 95820 · Tahoe Park · City of Sacramento · Coordinates: 38.54334, -121.43921
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $445,000 ($392,000–$498,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 5,227 sq ft lot. Local precedent is active with 6 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$15,000 contributory est.)
Public building records show issued construction/renovation work on this parcel (2 total permits, latest Mar 16, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 3757 Marjorie Way (0.5 mi SE, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,523/yr at $445,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$460/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 5,227 sq ft (0.12 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03005
- Addresses on lot:
- 3430 SOPHIA WAY
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 5,227 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06067C0190H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $392,000 – $498,000 · Status: Off market
HUD Small Area FMR (ZIP 95820) · FY 2026
Studio $1,530 · 1BR $1,610 · 2BR $1,980 · 3BR $2,640 · 4BR $3,040
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 3757 Marjorie Way (Entitled)0.5 mi SE
In "Entitled" for 2.5 yr (since Apr 26, 2024), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Accessory dwelling unit at 5370 9th Ave (Issued)0.18 mi W
Active in "Issued" for 16 mo (first record Jun 30, 2025) with no new permit activity recorded in 13 mo.
- New home at 2951 57th St (Issued)0.28 mi N
Active in "Issued" for 17 mo (first record Jun 12, 2025) with no new permit activity recorded in 16 mo.
- Accessory dwelling unit at 5016 11th Ave (Issued)0.46 mi W
Active in "Issued" for 3.3 yr (first record Jul 24, 2023) with no new permit activity recorded in 20 mo.
Entity-resolved builders & contractors in ½ mile: Placor Construction (1 on parcel, 1 in ½ mi · Addition (adds square footage)); Solarado Roofing And Solar (1 on parcel, 1 in ½ mi · Roof replacement); Reynen And Bardis Homes (27 in ½ mi · New single-family home); Lg General Contractors (12 in ½ mi · Addition (adds square footage)); Caldwell Construction (11 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (2 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2605113 | Roof replacement | Finaled | Iss. Mar 16, 2026 | $14,060 | E-Permit: Tear Off - Yes, Resheet - No, 1 layer(s), 19 squares of Composite Class A. CRRC: 0668-0155 |
| RES-1608211 | Addition (adds square footage) | Finaled | Iss. Jun 21, 2016 | $15,095 | 134SF ADDITION-(laundry room/1/2 bath) AND KITCHEN REMODEL/RECONFIGURATION WITH WALLS TO BE REMOVED/BUILT AND 3 NEW BEAM… |