1090 Rio Ln
Sacramento 95822 · Little Pocket · City of Sacramento · Coordinates: 38.53207, -121.51866
Executive Verdict · Public-Records Synthesis
Zoned R-3 in City of Sacramento with likely ministerial ADU eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $564,000 ($496,000–$632,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R-3 allows residential use qualifying for ministerial ADU review under state law (3 ADU permits permitted within ¼ mile in 36 months).
Source: City of Sacramento zoning · CA Gov. Code 66314
- ✓ 4 documented municipal building permits on file
On-parcel permit history is indexed through Jul 14, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Little Pocket
23 substantial renovation & housing permits over 24 months (54.1 per 1,000 parcels vs. 30.4 citywide baseline) (#41 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Little Pocket)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 913 Piedmont Dr (0.38 mi W, in review). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$6,880/yr at $564,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$573/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 40,628 sq ft (0.93 ac)
- Assessor use:
- Care / Health · Skilled Nursing Facility
- Tax rate area:
- 03064
- Addresses on lot:
- 1090 RIO LN
Zoning & Land Use
R-3 — Multi-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-3 (multifamily residential): state law allows ADUs where homes are allowed. On a multifamily lot the state allowance is different: ADUs in non-living space of the building, plus up to eight detached ADUs.
- SB 9: two homes on the lotUnlikely
Zoned R-3 (multifamily residential), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned R-3 (multifamily residential), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0170H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $496,000 – $632,000 · Status: Off market
HUD Small Area FMR (ZIP 95822) · FY 2026
Studio $1,620 · 1BR $1,700 · 2BR $2,090 · 3BR $2,780 · 4BR $3,210
Developments Deserving Closer Investigation & Active Area Builders
- New home at 913 Piedmont Dr (In review)0.38 mi W
In "In review" for 12 mo (since Nov 26, 2025), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657). High-impact scale (1 housing unit, $850,000 declared valuation across 1 permit).
- 1070 Appollo Way ADU (Entitled)0.15 mi SW
In "Entitled" for 5.3 yr (since Jul 20, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Accessory Dwelling Unit (Entitled)0.37 mi W
In "Entitled" for 6.7 yr (since Feb 28, 2020), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Garage and Accessory Dwelling Unit (Entitled)0.37 mi W
In "Entitled" for 6.7 yr (since Feb 21, 2020), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: Lees Accu Tech Service (2 on parcel, 2 in ½ mi · HVAC / heat pump); Bonney Plumbing (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Northern Fire Inspection (1 on parcel, 1 in ½ mi · Fire alarm / sprinkler); Premier Pools (9 in ½ mi · Pool / spa); William E Carter (7 in ½ mi · Addition (adds square footage)).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2612326 | HVAC / heat pump | Issued | Iss. Jul 14, 2026 | $32,862 | HVAC Permit: Change out existing HVAC system to a 5-ton heat pump system, including condenser changeout and 60,000 BTU a… |
| COM-2516062 | HVAC / heat pump | Expired Permit | Iss. Jul 31, 2025 | $28,109 | "Change-out 3-ton condenser in back yard, 36,000 BTU 80 AFUE furnace in closet." The existing unit shall be removed (133… |
| COM-2509537 | Fire alarm / sprinkler | Finaled | Iss. May 21, 2025 | $7,337 | EPC - REPLACEMENT OF DAMAGED FIRE ALARM CONTROL UNIT (FACU) OF AN EXISTING AUTOMATIC FIRE SPRINKLER MONITORING SYSTEM. … |
| COM-1800988 | Plumbing / water heater / sewer | Expired Permit | Iss. Jan 17, 2018 | $7,778 | Change-out installation of Gas - 100 gallon to Gas - 100 gallon, located inside building, screening not required. |