1015 Rio Ln
Sacramento 95822 · Little Pocket · City of Sacramento · Coordinates: 38.53370, -121.51963
Executive Verdict · Public-Records Synthesis
Zoned R-3 in City of Sacramento with likely ministerial ADU eligibility and mapped FEMA AE flood due diligence; benchmark value $507,000 ($446,000–$568,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R-3 allows residential use qualifying for ministerial ADU review under state law (2 ADU permits permitted within ¼ mile in 36 months).
Source: City of Sacramento zoning · CA Gov. Code 66314
- ✓ 9 documented municipal building permits on file
On-parcel permit history is indexed through Sep 22, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Little Pocket
23 substantial renovation & housing permits over 24 months (54.1 per 1,000 parcels vs. 30.4 citywide baseline) (#41 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Little Pocket)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AE, about 24% of the lot of lot)
Zone AE: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 913 Piedmont Dr (0.36 mi SW, in review). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$6,230/yr at $507,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$519/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 126,324 sq ft (2.90 ac)
- Assessor use:
- Residential · Low Rise Apartment
- Tax rate area:
- 03064
- Addresses on lot:
- 1015 RIO LN; 1015 RIO LN # 100 # 100; 1015 RIO LN # 101 # 101
Zoning & Land Use
R-3 — Multi-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-3 (multifamily residential): state law allows ADUs where homes are allowed. On a multifamily lot the state allowance is different: ADUs in non-living space of the building, plus up to eight detached ADUs.
- SB 9: two homes on the lotUnlikely
Zoned R-3 (multifamily residential), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned R-3 (multifamily residential), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone AE: 1% annual chance flood (Special Flood Hazard Area) (about 24% of the lot); Zone X: minimal flood hazard (about 69% of the lot); Zone X: reduced flood risk due to levee (about 7% of the lot) · FIRM panel 06067C0170H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $446,000 – $568,000 · Status: Off market
HUD Small Area FMR (ZIP 95822) · FY 2026
Studio $1,620 · 1BR $1,700 · 2BR $2,090 · 3BR $2,780 · 4BR $3,210
Developments Deserving Closer Investigation & Active Area Builders
- New home at 913 Piedmont Dr (In review)0.36 mi SW
In "In review" for 12 mo (since Nov 26, 2025), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657). High-impact scale (1 housing unit, $850,000 declared valuation across 1 permit).
- 1070 Appollo Way ADU (Entitled)0.25 mi S
In "Entitled" for 5.3 yr (since Jul 20, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Accessory Dwelling Unit (Entitled)0.36 mi SW
In "Entitled" for 6.7 yr (since Feb 28, 2020), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Garage and Accessory Dwelling Unit (Entitled)0.36 mi SW
In "Entitled" for 6.7 yr (since Feb 21, 2020), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: Iron Roofing (7 on parcel, 7 in ½ mi · Roof replacement); American Building Development (1 on parcel, 1 in ½ mi · General repair); Eagle Ridge Construction And Roofing (1 on parcel, 1 in ½ mi · Roof replacement); Premier Pools (8 in ½ mi · Pool / spa); William E Carter (7 in ½ mi · Addition (adds square footage)).
Permit & Project History on This Parcel (9 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2620737 | Roof replacement | Issued | Iss. Sep 22, 2026 | $21,000 | TEAR OFF OLD ROOF PUT SAME MATERIAL. SHINGLE TO SHINGLE. 40 SQUARES. BUILDING #6; 8 UNITS; L-112-113-114-115. S-212-213-… |
| COM-2620729 | Roof replacement | Issued | Iss. Sep 22, 2026 | $21,000 | TEAR OFF OLD ROOF PUT SAME MATERIAL. SHINGLE TO SHINGLE. 40 SQUARES. BUILDING #5; 8 UNITS; L-108-109-110-111. S-208-209-… |
| COM-2620653 | Roof replacement | Finaled | Iss. Sep 22, 2026 | $30,000 | TEAR OFF OLD ROOF PUT SAME MATERIAL. SHINGLE TO SHINGLE. 54 SQUARES. BUILDING #3; 16 UNITS; L-124-125-126-127-128-129-13… |
| COM-2620646 | Roof replacement | Issued | Iss. Sep 22, 2026 | $19,000 | TEAR OFF OLD ROOF PUT SAME MATERIAL. SHINGLE TO SHINGLE. 30 SQUARES. BUILDING #2; 8 UNITS; L-120-121-122-123. S-220-221-… |