120 Montecito Rd
San Rafael 94901 · Country Club · Unincorporated Marin · Coordinates: 37.97473, -122.49816
Executive Verdict · Public-Records Synthesis
Zoned R1-B4 in Unincorporated Marin with likely ministerial ADU eligibility and mapped FEMA AE flood due diligence; benchmark value $1,707,000 ($1,502,000–$1,912,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R1-B4 allows residential use qualifying for ministerial ADU review under state law (2 ADU permits permitted within ¼ mile in 36 months).
Source: Unincorporated Marin zoning · CA Gov. Code 66314
- ✓ 2 documented municipal building permits on file
On-parcel permit history is indexed through Sep 24, 2024, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AE, about 27% of the lot of lot)
Zone AE: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 53 Montecito Rd (0.15 mi SW, issued). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$20,081/yr at $1,707,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$1,673/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 20,081 sq ft (0.46 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 120 MONTECITO RD
Zoning & Land Use
R1-B4 — Residential Single Family (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R1-B4 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotPossible, with conditions
Zoned R1-B4, a single-family residential zone. FEMA Special Flood Hazard Area (Zone AE) covers about 27% of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
- SB 9: split into two lotsPossible, with conditions
Zoned R1-B4, a single-family residential zone. The lot is 20,081 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original. FEMA Special Flood Hazard Area (Zone AE) covers about 27% of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone AE: 1% annual chance flood (Special Flood Hazard Area) (about 27% of the lot); Zone X: 0.2% annual chance flood hazard (shaded X) (about 20% of the lot); Zone X: minimal flood hazard (about 53% of the lot) · FIRM panel 06041C0476E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,502,000 – $1,912,000 · Status: Off market
HUD Small Area FMR (ZIP 94901) · FY 2026
Studio $2,150 · 1BR $2,580 · 2BR $3,120 · 3BR $3,990 · 4BR $4,130
Developments Deserving Closer Investigation & Active Area Builders
- New home at 53 Montecito Rd (Issued)0.15 mi SW
Active in "Issued" for 8.9 yr (first record Dec 27, 2017) with no new permit activity recorded in 8.5 yr. High-impact scale (1 housing unit, $1,498,000 declared valuation across 1 permit).
- New home at 40 Montecito Rd (aka 40a) (Issued)0.28 mi SW
Active in "Issued" for 5.3 yr (first record Jul 16, 2021) with no new permit activity recorded in 3.9 yr. High-impact scale (1 housing unit, $2,515,850 declared valuation across 1 permit).
- New home at 195 Fairway Dr (Issued)0.28 mi W
Active in "Issued" for 5.6 yr (first record Mar 22, 2021) with no new permit activity recorded in 5.5 yr. High-impact scale (1 housing unit, $1,400,000 declared valuation across 1 permit).
- New home at 195 Fairway Dr (Issued)0.28 mi W
Active in "Issued" for 12.9 yr (first record Dec 26, 2013) with no new permit activity recorded in 10.4 yr. High-impact scale (1 housing unit, $1,636,842 declared valuation across 2 permits).
Entity-resolved builders & contractors in ½ mile: Ledesma Heating And Air (1 on parcel, 1 in ½ mi · HVAC / heat pump); Nerd Energy (1 on parcel, 1 in ½ mi · EV charger); Owner Builder (28 in ½ mi · Accessory dwelling unit (new or conversion)); Owner (13 in ½ mi · Remodel / interior alteration); Sausalito Construction (3 in ½ mi · New single-family home).
Permit & Project History on This Parcel (2 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| B39589 | EV charger | Issued | Iss. Sep 24, 2024 | $3,900 | Replace 100 Amp Zinsco Sub-Panel 1 for 1. Add 48A EVSE with load management. — EV Charging Station |
| 141396 | HVAC / heat pump | Issued | Iss. Jan 29, 2014 | $15,000 | Install 2 Furnaces & Air Conditioning Units |