5540 39th Ave
Sacramento 95824 · Fruitridge Manor · City of Sacramento · Coordinates: 38.51860, -121.43724
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $359,000 ($316,000–$402,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 5,227 sq ft lot. Local precedent is active with 2 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$3,520 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Oct 25, 2017).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Young Street 4 Unit Apartments (0.47 mi NW, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$4,543/yr at $359,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$379/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 5,227 sq ft (0.12 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03368
- Addresses on lot:
- 5540 39TH AVE
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 5,227 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0195H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $316,000 – $402,000 · Status: Off market
HUD Small Area FMR (ZIP 95824) · FY 2026
Studio $1,400 · 1BR $1,460 · 2BR $1,800 · 3BR $2,400 · 4BR $2,760
Developments Deserving Closer Investigation & Active Area Builders
- Young Street 4 Unit Apartments (Entitled)0.47 mi NW
In "Entitled" for 3.2 yr (since Aug 28, 2023), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (4 housing units across 0 permits).
- 6200 Mcmahon Dr Minor Mod (Entitled)0.25 mi E
In "Entitled" for 21 mo (since Feb 18, 2025), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Accessory dwelling unit at 5817 63rd St (Issued)0.39 mi NE
Active in "Issued" for 15 mo (first record Aug 12, 2025) with no new permit activity recorded in 10 mo. current_status changed to "Finaled" in snapshot Nov 1, 2026.
- 6145 Stockton Blvd Coffee Shop Estimate (Fee estimate)0.29 mi S
In "Fee estimate" for 7.7 yr (since Mar 5, 2019), exceeding the 241d median and 498d 90th percentile for new commercial / non-residential building permits in City of Sacramento (n=150).
Entity-resolved builders & contractors in ½ mile: Ardell Lamond Harrison (1 on parcel, 1 in ½ mi · Electrical / panel); William Construction (1 on parcel, 1 in ½ mi · Electrical / panel); Stuart James Construction (7 in ½ mi · Remodel / interior alteration); Pacific Builders (5 in ½ mi · Commercial tenant improvement); Landon W Roberts Construction (5 in ½ mi · Addition (adds square footage)).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-1719844 | Electrical / panel | Finaled | Iss. Oct 25, 2017 | $2,000 | HSG Case 17-022475 Permit to restore SFR to previously approved condition at final of Permit RES-1700264 and provide SMU… |
| RES-1702924 | Plan revision / deferred submittal | Complete | App. Feb 28, 2017 | — | EXPEDITED - REVISION TO RES-1700260: Contractor made field changes: Added 125A sub panel; Placed each fixture on it's ow… |
| RES-1700264 | Remodel / interior alteration | Finaled | Iss. Jan 30, 2017 | $10,000 | Interior remodel with only exterior work being Panel CO from 100A to 200A w/ OH service. . Residential remodel for area… |
| RES-1615410 | Electrical / panel | Finaled | Iss. Sep 23, 2016 | — | SMUD SAFETY |