6530 40th Ave
Sacramento 95824 · Fruitridge Manor · City of Sacramento · Coordinates: 38.51795, -121.42640
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $369,000 ($325,000–$413,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 5,415 sq ft lot. Local precedent is active with 1 ADU permit within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$12,196 contributory est.)
Public building records show issued construction/renovation work on this parcel (2 total permits, latest Oct 13, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Lemon Hill Apartments (0.16 mi SW, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$4,657/yr at $369,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$388/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 5,415 sq ft (0.12 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03026
- Addresses on lot:
- 6530 40TH AVE
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 5,415 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0195H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $325,000 – $413,000 · Status: Off market
HUD Small Area FMR (ZIP 95824) · FY 2026
Studio $1,400 · 1BR $1,460 · 2BR $1,800 · 3BR $2,400 · 4BR $2,760
Developments Deserving Closer Investigation & Active Area Builders
- Lemon Hill Apartments (Entitled)0.16 mi SW
In "Entitled" for 5.5 yr (since May 24, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (28 housing units across 0 permits).
- Accessory dwelling unit at 6322 38th Ave (Issued)0.25 mi NW
Active in "Issued" for 5.3 yr (first record Jul 20, 2021) with no new permit activity recorded in 6 mo. work_desc changed to "Permit to Complete Work Commenced Under Expired permit RES-2007360:ADDITION: EPC - ADDITION OF 228 SQUARE FEET AT FRONT OF HOUSE; FRONT COVERED PATIO @ 28 SF CONVERSION OF AN EXISTING FAMILY ROOM INTO A FORTH BEDROOM. NEW TILE AND FIXTURES AT BATH 1 & M/ BATH. KITCHEN REMODEL. NEW A/C TO BE LOCATED IN THE ATTIC. UPDATE PLUMBING AND ELECTRICAL FIXTURES THROUGHOUT NEW 30 YEAR COMP. ROOFING UPDATE EXISTING WINDOWS; WATER FIXTURES TO BE ENERGY EFFICIENT WITH SMOKE AND CARBON MONOXIDE DETECTORS REQUIRED. SEE REVISION RES-2308460: leave existing roof framing over bedroom one. Omit proposed beam over hallway and bedroom 2. REVISION RES-2622555: See list for full details, floor layout change, revised window/door layout, water heater relocation, updated demo scope, updated title 24." in snapshot Nov 1, 2026.
- Accessory dwelling unit at 5817 63rd St (Issued)0.31 mi NW
Active in "Issued" for 15 mo (first record Aug 12, 2025) with no new permit activity recorded in 10 mo. current_status changed to "Finaled" in snapshot Nov 1, 2026.
- Accessory dwelling unit at 5809 66th St (Entitled)0.24 mi N
In "Entitled" for 4.5 yr (since May 18, 2022), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Permit & Project History on This Parcel (2 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2622952 | Roof replacement | Issued | Iss. Oct 13, 2026 | $21,174 | Change-out Roof Mount to Roof Mount (all-electric heat pump). The existing unit shall be removed. The new unit shall be … |
| RES-2302049 | Remodel / interior alteration | Expired Permit | Iss. Mar 1, 2023 | $25,199 | EPC - GARAGE CONVERSION of 253 sq ft TO HABITABLE SPACE |