6657 Harmon Dr
Sacramento 95831 · Pocket · City of Sacramento · Coordinates: 38.50587, -121.55440
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $699,000 ($615,000–$783,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 14,375 sq ft lot. Local precedent is active with 1 ADU permit within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$22,800 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Aug 25, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Pocket
318 substantial renovation & housing permits over 24 months (35.6 per 1,000 parcels vs. 30.4 citywide baseline) (#19 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Pocket)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 4 slow or stalled nearby projects within ½ mile
Closest lead: Won-Umeda Residence Addition (0.1 mi SW, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$8,419/yr at $699,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$702/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 14,375 sq ft (0.33 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03165
- Addresses on lot:
- 6657 HARMON DR
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 14,375 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0170H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $615,000 – $783,000 · Status: Off market
HUD Small Area FMR (ZIP 95831) · FY 2026
Studio $1,980 · 1BR $2,070 · 2BR $2,550 · 3BR $3,390 · 4BR $3,910
Developments Deserving Closer Investigation & Active Area Builders
- Won-Umeda Residence Addition (Entitled)0.1 mi SW
In "Entitled" for 7.2 yr (since Aug 21, 2019), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- 6572 Harmon Dr ADU Conversion (Entitled)0.17 mi NE
In "Entitled" for 4.8 yr (since Feb 9, 2022), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- 6320 Surfside Way ADU (Entitled)0.45 mi N
In "Entitled" for 5.2 yr (since Sep 9, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Accessory dwelling unit at 6860 Trudy Way (Issued)0.32 mi S
Active in "Issued" for 2.8 yr (first record Jan 30, 2024) with no new permit activity recorded in 2.7 yr.
Entity-resolved builders & contractors in ½ mile: Gudgel Roofing (2 on parcel, 2 in ½ mi · Roof replacement); Mars Home Solutions (1 on parcel, 1 in ½ mi · Solar / battery storage); Upton Home Services (1 on parcel, 1 in ½ mi · HVAC / heat pump); Kitchen Mart (6 in ½ mi · Remodel / interior alteration); PBC Enterprises (6 in ½ mi · Addition (adds square footage)).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2618657 | Solar / battery storage | Issued | Iss. Aug 25, 2026 | $49,897 | Reviewed by SolarApp+ 4.9kw Solar PV System, 23 kw PV Storage System Size and nullgal Solar WH System (water heater inst… |
| RES-2326777 | HVAC / heat pump | Finaled | Iss. Dec 18, 2023 | $12,844 | No Duct Work Permitted. Change-out Split System to Split System. The existing unit shall be removed. The new unit shall … |
| RES-1607899 | Solar / battery storage | Finaled | Iss. May 26, 2016 | $14,000 | 3.57kw Solar PV System. All supply side connections or main breaker change outs will require a second inspection. Carbon… |
| RES-1607533 | Roof replacement | Finaled | Iss. May 13, 2016 | $11,265 | E-Permit: Tear Off - Yes, Resheet - Yes, 1 layer(s), 39 squares of 50yr Laminated Dimensional Composition. CRRC: 0890-00… |