697 Clipper Way
Sacramento 95831 · Greenhaven · City of Sacramento · Coordinates: 38.51615, -121.53572
Executive Verdict · Public-Records Synthesis
Zoned F in City of Sacramento and mapped FEMA AE flood due diligence; benchmark value $788,000 ($693,000–$883,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$112,307 contributory est.)
Public building records show issued construction/renovation work on this parcel (8 total permits, latest Jul 12, 2023).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Greenhaven
112 substantial renovation & housing permits over 24 months (41.6 per 1,000 parcels vs. 30.4 citywide baseline) (#46 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Greenhaven)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AE, about 33% of the lot of lot)
Zone AE: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: Cabana Townhomes (0.37 mi SE, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$9,433/yr at $788,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$786/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 17,710 sq ft (0.41 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03165
- Addresses on lot:
- 697 CLIPPER WAY
Zoning & Land Use
F — Flood Zone (O)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned F (open space): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned F (open space), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned F (open space), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone AE: 1% annual chance flood (Special Flood Hazard Area) (about 33% of the lot); Zone X: reduced flood risk due to levee (about 67% of the lot) · FIRM panel 06067C0170H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $693,000 – $883,000 · Status: Off market
HUD Small Area FMR (ZIP 95831) · FY 2026
Studio $1,980 · 1BR $2,070 · 2BR $2,550 · 3BR $3,390 · 4BR $3,910
Developments Deserving Closer Investigation & Active Area Builders
- Cabana Townhomes (Entitled)0.37 mi SE
In "Entitled" for 3.6 yr (since Apr 14, 2023), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (16 housing units, $4,792,608 declared valuation across 4 permits).
- New home at 18 Lake Vista Ct (Issued)0.43 mi S
Active in "Issued" for 2.6 yr (first record Mar 21, 2024) with no new permit activity recorded in 17 mo. High-impact scale (1 housing unit, $750,000 declared valuation across 1 permit).
- Accessory dwelling unit at 6212 Allenport Way (Entitled)0.17 mi S
In "Entitled" for 4.8 yr (since Jan 21, 2022), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Accessory dwelling unit at 734 Rivercrest Dr (Issued)0.19 mi SE
Active in "Issued" for 2.8 yr (first record Jan 27, 2024) with no new permit activity recorded in 2.6 yr.
Entity-resolved builders & contractors in ½ mile: Merit Construction Group (4 on parcel, 4 in ½ mi · Plan revision / deferred submittal); Dinwiddie Hines Construction (1 on parcel, 1 in ½ mi · Remodel / interior alteration); Cal Sun Construction (1 on parcel, 1 in ½ mi · Solar / battery storage); Liberty Electric (1 on parcel, 1 in ½ mi · Electrical / panel); Mc Donald Plumbing Heating And Air Conditioning (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer).
Permit & Project History on This Parcel (8 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2312392 | Solar / battery storage | Finaled | Iss. Jul 12, 2023 | $30,799 | 9.84kw Solar PV System, and 0gal Solar WH System (water heater installed null). "Installation of 9.84 solar PV roof moun… |
| RES-2304197 | Electrical / panel | Finaled | Iss. Mar 2, 2023 | $10,729 | E-Permit: existing panel 125 Amps - Underground service, new main panel 200 Amps, N/A weather head/masthead work, main b… |
| RES-2003853 | Addition (adds square footage) | Finaled | Iss. Mar 23, 2020 | $48,496 | EXPEDITED - EPC - 400SF ADDITION TO LIVING ROOM ON REAR OF SFR |
| RES-2001396 | Plan revision / deferred submittal | Complete | App. Jan 27, 2020 | — | EXPEDITED - REVISION TO RES-1925502: SWITCHING LOCATION OF TOILET ROOM AND WALK-IN CLOSET |
| RES-2000297 |