6405 Harmon Dr
Sacramento 95831 · Pocket · City of Sacramento · Coordinates: 38.50948, -121.54632
Executive Verdict · Public-Records Synthesis
Zoned R-1A in City of Sacramento with likely ministerial ADU eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $778,000 ($685,000–$871,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R-1A allows residential use qualifying for ministerial ADU review under state law (2 ADU permits permitted within ¼ mile in 36 months).
Source: City of Sacramento zoning · CA Gov. Code 66314
- ✓ Documented permitted upgrades (+$6,699 contributory est.)
Public building records show issued construction/renovation work on this parcel (6 total permits, latest Oct 14, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Pocket
318 substantial renovation & housing permits over 24 months (35.6 per 1,000 parcels vs. 30.4 citywide baseline) (#19 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Pocket)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 6301 Faustino Way (0.21 mi N, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$9,319/yr at $778,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$777/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 4,902 sq ft (0.11 ac)
- Assessor use:
- Residential · Single Family · Half-Plex
- Tax rate area:
- 03165
- Addresses on lot:
- 6405 HARMON DR
Zoning & Land Use
R-1A — Single-Unit or Duplex Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1A (two-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotCan't tell
Zoned R-1A (two-family residential): we can't tell whether it counts as a single-family zone for SB 9. Single-Unit or Duplex Dwelling Zone.
- SB 9: split into two lotsCan't tell
Zoned R-1A (two-family residential): we can't tell whether it counts as a single-family zone for SB 9. Single-Unit or Duplex Dwelling Zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0170H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $685,000 – $871,000 · Status: Off market
HUD Small Area FMR (ZIP 95831) · FY 2026
Studio $1,980 · 1BR $2,070 · 2BR $2,550 · 3BR $3,390 · 4BR $3,910
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 6301 Faustino Way (Issued)0.21 mi N
Active in "Issued" for 4.3 yr (first record Jul 22, 2022) with no new permit activity recorded in 2.3 yr. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
- SFR at 4 Kathy Court (Entitled)0.26 mi N
In "Entitled" for 4.9 yr (since Dec 2, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- 6320 Surfside Way ADU (Entitled)0.32 mi NW
In "Entitled" for 5.2 yr (since Sep 9, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- 6572 Harmon Dr ADU Conversion (Entitled)0.37 mi W
In "Entitled" for 4.8 yr (since Feb 9, 2022), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: River City Window And Door (3 on parcel, 4 in ½ mi · Addition (adds square footage)); Brower Mechanical CA (1 on parcel, 1 in ½ mi · HVAC / heat pump); Plumber Hero (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Brower Mechanical (1 on parcel, 1 in ½ mi · Electrical / panel); Tcg Construction (84 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (6 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2623014 | HVAC / heat pump | Issued | Iss. Oct 14, 2026 | $15,810 | CHANGEOUT INSTALL SPLIT HEAT PUMP HVAC SYSTEM IN ATTIC.NO DUCT WORK PERMITTED.CF-1R-ALT-HVAC ON FILE. THE EXISTING UNIT … |
| RES-2405081 | Remodel / interior alteration | Finaled | Iss. Mar 8, 2024 | $13,240 | Window Permit: Remove 3 aluminum windows and replace with 3 composite windows. No grilles on proposed windows. White in… |
| RES-2217183 | Windows / doors / siding | Finaled | Iss. Aug 15, 2022 | $18,347 | Remove 5 aluminum windows and replace with 5 composite windows, same operation. Carbon monoxide & Smoke alarms required.… |
| RES-2205634 | Plumbing / water heater / sewer | Expired Permit | Iss. Mar 15, 2022 | $10,300 | AA: Sewer Service replacement or repair, Dig and Bury 40 L.F. Carbon monoxide & Smoke alarms required. Reference CRC sec… |