1296 Silver Oak Way
Sacramento 95831 · Z'berg Park · City of Sacramento · Coordinates: 38.48917, -121.50996
Executive Verdict · Public-Records Synthesis
Zoned R-1-EA-3 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $652,000 ($574,000–$730,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1-EA-3 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 8,276 sq ft lot. Local precedent is active with 1 ADU permit within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$15,840 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Nov 12, 2025).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 2 slow or stalled nearby projects within ½ mile
Closest lead: 1266 Sunland Vista ADU (360 ft N, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$7,883/yr at $652,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$657/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 8,276 sq ft (0.19 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03056
- Addresses on lot:
- 1296 SILVER OAK WAY
Zoning & Land Use
R-1-EA-3 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 8,276 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0285H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $574,000 – $730,000 · Status: Off market
HUD Small Area FMR (ZIP 95831) · FY 2026
Studio $1,980 · 1BR $2,070 · 2BR $2,550 · 3BR $3,390 · 4BR $3,910
Developments Deserving Closer Investigation & Active Area Builders
- 1266 Sunland Vista ADU (Entitled)360 ft N
In "Entitled" for 5.4 yr (since Jun 3, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- 7220 Amherst St. ADU (Entitled)0.5 mi NE
In "Entitled" for 5.3 yr (since Jul 27, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Dutch Bros Coffee at Freeport Blvd (Finaled / completed)0.37 mi NE
High-impact scale ($1,093,215 declared valuation across 5 permits).
- Storage Facility on Corporate Way (Issued)0.44 mi NW
High-impact scale ($20,092,704 declared valuation across 2 permits).
Entity-resolved builders & contractors in ½ mile: Valley Home Construction (1 on parcel, 1 in ½ mi · Remodel / interior alteration); E And C Roof Removal (1 on parcel, 1 in ½ mi · Roof replacement); Fox Family Heating And Air Conditioning (1 on parcel, 1 in ½ mi · HVAC / heat pump); Everything Electrical (1 on parcel, 1 in ½ mi · Electrical / panel); Kaler General Contractors (22 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2523673 | Electrical / panel | Finaled | Iss. Nov 12, 2025 | $6,500 | E-Permit: existing panel 100 Amps - Underground service, new main panel 100 Amps, N/A weather head/masthead work. |
| RES-2517995 | Remodel / interior alteration | Finaled | Iss. Aug 29, 2025 | $30,000 | Primary bathroom: relocate plumbing fixtures, R/R plumbing/electrical fixtures, R/R cabinets/countertops, flooring, door… |
| RES-1617487 | HVAC / heat pump | Finaled | Iss. Oct 31, 2016 | $9,510 | Change-out w/new (1)duct, Split System to Split System. Enlarge hall return to 20" X 25" with 18" duct to meet title 24.… |
| RES-1606425 | Roof replacement | Finaled | Iss. Apr 26, 2016 | $10,300 | Tear Off - Yes, Resheet - Yes, 1 layer(s), 32 squares of 30yr Laminated Dimensional Composition. In-progress inspection … |