487 Spinnaker Way
Sacramento 95831 · Pocket · City of Sacramento · Coordinates: 38.49428, -121.54297
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $640,000 ($563,000–$717,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 6,900 sq ft lot. Local precedent is active with 1 ADU permit within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ 5 documented municipal building permits on file
On-parcel permit history is indexed through Sep 2, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Pocket
318 substantial renovation & housing permits over 24 months (35.6 per 1,000 parcels vs. 30.4 citywide baseline) (#19 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Pocket)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 1 slow or stalled nearby project within ½ mile
Closest lead: 301 Rivergate Way ADUs (0.5 mi W, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$7,746/yr at $640,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$646/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 6,900 sq ft (0.16 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03165
- Addresses on lot:
- 487 SPINNAKER WAY
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 6,900 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0285H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $563,000 – $717,000 · Status: Off market
HUD Small Area FMR (ZIP 95831) · FY 2026
Studio $1,980 · 1BR $2,070 · 2BR $2,550 · 3BR $3,390 · 4BR $3,910
Developments Deserving Closer Investigation & Active Area Builders
- 301 Rivergate Way ADUs (Entitled)0.5 mi W
In "Entitled" for 4.9 yr (since Dec 28, 2021), exceeding the 184d median and 575d 90th percentile for new duplex / half-plex permits in City of Sacramento (n=115).
Entity-resolved builders & contractors in ½ mile: Kitchen Mart (3 on parcel, 23 in ½ mi · Remodel / interior alteration); River City Window And Door (1 on parcel, 1 in ½ mi · Windows / doors / siding); Pacific Heat And Air (1 on parcel, 1 in ½ mi · Roof replacement); D And J Kitchens And Baths (12 in ½ mi · Remodel / interior alteration); Yancey (12 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (5 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2619384 | Plumbing / water heater / sewer | Finaled | Iss. Sep 2, 2026 | $28,632 | MASTER BATH: REMOVE & REPLACE VANITY, COUNTERTOP, SINK, & FAUCET. REMOVE & REPLACE SHOWER PAN, VALVE, SURROUND, & TEMPER… |
| RES-2619279 | Plumbing / water heater / sewer | Issued | Iss. Sep 1, 2026 | $9,575 | Guest Bath: Remove & replace vanity, countertop, sink, & faucet. Remove & replace toilet, 1.28 gpf. Install outlet for b… |
| RES-1921918 | Windows / doors / siding | Finaled | Iss. Nov 12, 2019 | $25,197 | Remove and replace 8 windows and 1 door. Stucco frame door |
| RES-1723387 | Plumbing / water heater / sewer | Finaled | Iss. Dec 21, 2017 | $35,753 | KITCHEN REMODEL TO INCLUDE:NEW CABINETS, COUNTERS, SINK, FAUCET, HOOD VENT, DIMMER SWITCHES, 6 CAN LIGHTS. REMOVE SOFFIT… |