Sacramento 95831 · Pocket · APN 031-1230-005-0000 · City of Sacramento
Zoned R-1-PUD in City of Sacramento with likely ministerial ADU eligibility and mapped FEMA A flood due diligence; benchmark value $658,000 ($579,000–$737,000).
Zone R-1-PUD allows residential use qualifying for ministerial ADU review under state law.
Source: City of Sacramento zoning · CA Gov. Code 66314
On-parcel permit history is indexed through Sep 18, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
318 substantial renovation & housing permits over 24 months (35.6 per 1,000 parcels vs. 30.4 citywide baseline) (#19 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Pocket)
Automated synthesis of indexed municipal, county, state, and federal public records — informational context only, not a formal appraisal, survey, or legal/tax determination.
$658,000
Benchmark range: $579,000 – $737,000
Zone A: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
Closest lead: New home at 22 Rivershore Ct (0.34 mi S, in review). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$663/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Since November 2024 within ½ mile: 2 homes completed, 1 proposed or in review; 1 demolition.
4 projects with a record in this window, grouped by us from permits and State housing reports. Units are as proposed on each project's latest record and counted at its current stage.
415 permits within ½ mile since November 2024
The map shows new construction, ADUs, demolitions, additions, and renovations. Routine systems work (roofs, HVAC, water heaters) is counted but not mapped. Unit counts are as stated on permits.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: permits located by parcel, ½ mile radius · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026
Public-records benchmark estimate combining Zillow Home Value Index (Data provided by Zillow), Census ACS 5-year estimates, parcel land-use/lot characteristics, and issued building permits. Not an official appraisal.
Permit counts, by the date issued (or applied, if not yet issued). Lot splits are planning cases, which we don't have.
We read public zoning and hazard maps against state law (ADUs: Gov. Code 66314; SB 9: Gov. Code 65852.21 and 66411.7). Local rules, title, tenancy history and site conditions can change the answer. Check with City of Sacramento's planning department before relying on it.
Sources: City of Sacramento CDD, Zoning (retrieved Nov 11, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the State Responsibility Area (effective 2024-04-01) (retrieved Nov 9, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the Local Responsibility Area (map dated 2025-03-24) (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — flood hazard zones (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — FIRM panels (retrieved Nov 9, 2026) · California Geological Survey, Alquist-Priolo Earthquake Fault Zones (retrieved Nov 9, 2026) · Zoning classes: our classification of R-1 as single-family residential, checked against the zone description on Oct 24, 2026
Chronological history of building permit applications and issuances, snapshot-dated status changes, State housing entitlements, surrounding development within ½ mile, and area home-value trends.
In "Entitled" for 6.2 yr (since Sep 2, 2020), with no new permit record in 6.2 yr. · 1 unit
Nearby windows / doors / siding (902 Sunwind Way): First appeared in published agency feed
Record RES-2622570 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby pool / spa (7543 Deltawind Dr): Status changed from Issued to Finaled
Record RES-2614561 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby remodel / interior alteration (906 Lake Front Dr): Status changed from Ready-to-Issue to Issued
Record RES-2619528 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby remodel / interior alteration (906 Lake Front Dr): Issued date changed from (blank) to 2026-09-28
Record RES-2619528 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby hvac / heat pump (7627 Windbridge Dr): Status changed from Issued to Expired Permit
Record COM-2510249 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby general repair (706 Bell Russell Way): Status changed from Issued to Finaled
Record RES-2522950 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby hvac / heat pump (789 Klein Way): First appeared in published agency feed
Record RES-2623883 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby hvac / heat pump (911 Gulfwind Way): First appeared in published agency feed
Record RES-2622472 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby addition (adds square footage) (788 Still Breeze Way): Description text was updated
Record RES-2603910 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby hvac / heat pump (709 Still Breeze Way): First appeared in published agency feed
Record RES-2622163 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby hvac / heat pump (7933 Collins Isle Ln): Status changed from Issued to Finaled
Record RES-2607972 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby other (7709 E Port Dr): Status changed from Plan Check Wait to Verify
Record RES-2617411 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby hvac / heat pump (1016 E Landing Way): Status changed from Issued to Finaled
Record RES-2618290 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby plumbing / water heater / sewer (982 Glide Ferry Way): Status changed from Issued to Finaled
Record RES-2621034 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby remodel / interior alteration (7597 Deltawind Dr): Status changed from Applied to Process Wait
Record RES-2620833 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Cross-referenced intelligence from our historical development graph—connecting parcels, permits, entity-resolved builders, empirical review-time distributions, and neighborhood renovation trends.
Explore full City of Sacramento development graph →In "In review" for 4 mo (since Jul 28, 2026), exceeding the 45d median and 85d 75th percentile for new single-family home permits in City of Sacramento (n=3,657). High-impact scale (1 housing unit, $919,771 declared valuation across 1 permit). work_desc changed to "EPC - DUE TO LIMITATIONS OF RECONSTRUCTION. THIS PERMIT WILL REPLACE RES-2525938 WHEN ISSUED. New single family dwelling will be 4,963 sq. ft. with 5 bedrooms and 4.5 bathrooms. PV SOLAR, 10 KW. TO REMAIN UNDER THE 2022 CODE PER ORIGINAL SUBMITTAL. Shared plans reviewed under RES-2616154. Carbon monoxide & Smoke alarms are required. Reference CRC sections R310 & R311. Water conserving fixtures are required to be installed throughout this residence per SB 407 (Note: Residences built after January 1, 1994 are exempt). Any new landscaping done on this property is to be in compliance with the City’s Water Efficient Landscape Ordinance 15.92. All work subject to field inspections." in snapshot Nov 1, 2026.
In "Entitled" for 6.2 yr (since Sep 2, 2020), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
High-impact scale (1 housing unit, $900,000 declared valuation across 2 permits).
Substantial improvements (additions, interior remodels, ADUs, commercial TI, and new builds) across 8,924 parcels
−7.3% YoY
City baseline: 30.4 / 1k
318 in trailing 24m
Includes 7 ADUs
| Builder / contractor | Primary specialty | Here / ½ mi | ½ mi valuation | Citywide 24m trend |
|---|---|---|---|---|
| Halls Window Center | Remodel / interior alteration | 2 on parcel5 in ½ mi | $94,290 | 26 vs 89 prior−71% |
| Sacramento Window And Door | Windows / doors / siding | 1 on parcel1 in ½ mi | $30,071 | 22 vs 0 prior |
| Yancey | Plumbing / water heater / sewer | 1 on parcel1 in ½ mi | $23,950 |
| Permit category | Sample (n) | 25th pct | Median (50th) | 75th pct | 90th pct | Recent 24m median |
|---|---|---|---|---|---|---|
| New single-family home | 3,657 | 28d | 45d | 85d | 184d | 41d(vs 51d prior) |
| New duplex / half-plex | 115 | 82d | 184d | 416d | 575d | 144d(vs 361d prior) |
| New multifamily / condos / mixed-use | 199 | 125d | 210d | 365d | 627d | 199d(vs 289d prior) |
| Accessory dwelling unit (new or conversion) |
HUD Small Area Fair Market Rent · ZIP 95831
HUD FY 2026 · 40th-percentile gross rentCensus ACS 5-year median gross rent (all bedroom counts combined):
Area home-value benchmarks (not an appraisal)
ZIP & neighborhood mediansUnder California Proposition 13, the seller's historical assessed value does not carry over to a buyer. On sale, the parcel is reassessed at the purchase price: 1.00% base rate ($6,600/yr) + local voter-approved bond debt ($924/yr) + fixed direct levies/Mello-Roos ($450/yr).
Mapped hazard zone insurance context on this parcel:
Model adding a backyard ADU or garage conversion under California's Prop 13 blended new-construction assessment (existing house & land tax base stays intact; only ADU build cost is assessed) and SB 13 impact-fee rules.
−$27,637/yr
Cash needed: $145,200
NOI: $12,410/yr
P&I: $3,337/mo
For $0/mo net cash flow
At $2,550/mo gross rent
| Scenario | Assumptions | Year 1 Rent | Year 1 Cash Flow | Cash-on-Cash | Break-Even Rent | Year 5 Cash Flow |
|---|---|---|---|---|---|---|
| Conservative | −8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth | $2,346/mo | −$2,596/mo | -21.5% | $5,970/mo | −$2,573/mo |
| Base (your inputs) | Your entered assumptions, 3.0%/yr rent growth | $2,550/mo | −$2,303/mo | -19.0% | $5,526/mo | −$2,136/mo |
| Optimistic (cap-limited) | +6% starting rent, 3% vacancy, 4.5%/yr rent growth (capped by local ordinance ceiling of 8.6%/yr) | $2,703/mo | −$2,135/mo | -17.6% | $5,397/mo | −$1,803/mo |
Rental regulatory context (informational only — not legal advice):
California AB 1482 (Tenant Protection Act, Civ. Code § 1947.12) caps annual rent increases at 5% + local CPI (max 10%) on covered properties. In City of Sacramento: Sacramento Tenant Protection Program (City Code Ch. 5.156) — 5% + CPI (8.6% cap effective July 1, 2026) for covered pre-1995 multifamily units. Official program rules ↗
838 COBBLE COVE LN BATH REMODEL
HALL BATH UPGRADE ALL INTERIOR AND NON STRUCTURAL REMOVE AND REPLACE SHOWER WET AREA, TOILET, INSTALL VACANCY SENSOR WATER CONSERVING FIXTURES ARE REQUIRED TO BE INSTALLED THROUGHOUT THIS RESIDENCE PER SB 407 (NOTE: RESIDENCES BUILT AFTER JANUARY 1, 1994, ARE EXEMPT). CARBON MONOXIDE & SMOKE ALARMS ARE REQUIRED. REFERENCE CRC SECTIONS R315 & R314. ALL WORK IS SUBJECT TO FIELD INSPECTION.
838 Cobble Cove Lane res window permit minor no plans
Window Permit: NON STRUCTURAL- Remove 3 aluminum patio doors and 1 window and replace with 3 full-frame composite patio doors and 1 composite window, same operations and color as existing. The egress windows will meet the code requirements enforced at the time the structure was permitted. The structure was built in 1991. Carbon monoxide & Smoke alarms required. Reference CRC sections R315 & R314.
838 COBBLE COVE LN - WINDOWS
CHANGE OUT 5 WINDOWS LIKE FOR LIKE RETROFIT. The egress window will meet the code requirements enforced at the time the structure was permitted. The structure was built in 1991. Carbon monoxide & Smoke alarms required. Reference CRC sections R315 & R314.
838 Cobble Cove Ln-Windows
Change out 17 windows, like for like, retrofit & 1 patio door, like for like, nail fin w/ext. stucco patch. The egress windows will meet code requirements enforced at the time the structure was permitted. The structure was built in 1991. If work is required within City Right of Way, the Applicant must submit an application for a construction encroachment permit and pay appropriate fees. Carbon monoxide & Smoke alarms required. Reference CRC sections R315 & R314.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: parcel (APN) · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026 · Applied and issued dates come from the city's Applied and Issued permit datasets. The city publishes current status without a date, so status changes are dated by the window between our snapshots.
No housing activity reported to the State for this parcel (2018–2025 reports).
Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: project (parcel) · Retrieved Nov 9, 2026 · From City of Sacramento's Housing Element Annual Progress Reports. A project can appear in several report years as it moves from entitlement to permit to completion.
Source: City of Sacramento CDD, Zoning · Geography: zoning district polygon at parcel point · Source updated Nov 11, 2026 · Retrieved Nov 11, 2026
0.23 acres
Assessor's classification for assessment purposes. This is not zoning.
838 COBBLE COVE LN
Source: Sacramento County GIS, Parcels · Geography: parcel · Source updated Nov 8, 2026 · Retrieved Nov 8, 2026
Assessed values and limited building characteristics (Sacramento County Assessor)
Current roll value. This is assessed value, not market value.
Search by parcel number 031-1230-005-0000. Shows direct levies and special assessments.
Search the city's permit system by address or record number
The official flood hazard map for this location. Our reading of it is under What could be built here.
This site does not show owner names.
| 38 vs 46 prior−17% |
| Precision General Commercial Contractors Recent nearby: 7847 Rush River Dr (Jun 22, 2023) | Commercial tenant improvement | 16 in ½ mi | $5,226,090 | 0 vs 16 prior−100% |
| Premier Pools Recent nearby: 5 Southcrest Ct (Jan 3, 2022) | Pool / spa | 12 in ½ mi | $715,341 | 0 vs 0 prior |
| Dave Gross Enterprises Recent nearby: 761 Bell Russell Way (Jun 4, 2025) | Pool / spa | 12 in ½ mi | $198,943 | 13 vs 37 prior−65% |
| Connected Technology Recent nearby: 7639 Marina Cove Dr (Oct 11, 2024) | Remodel / interior alteration | 12 in ½ mi | $15,319 | 117 vs 248 prior−53% |
| Wesco Construction Recent nearby: 7630 Northland Dr (Nov 21, 2024) | Remodel / interior alteration | 8 in ½ mi | $372,000 | 3 vs 3 prior |
| Kitchen Mart Recent nearby: 7516 Rio Mondego Dr (May 1, 2024) | Remodel / interior alteration | 7 in ½ mi | $326,415 | 62 vs 72 prior−14% |
| Northwest Exteriors Recent nearby: 808 Klein Way (Nov 22, 2024) | Remodel / interior alteration | 7 in ½ mi | $83,945 | 22 vs 46 prior−52% |
| 1,693 |
| 57d |
| 97d |
| 172d |
| 284d |
| 97d(vs 103d prior) |
| Addition (adds square footage) | 1,948 | 6d | 42d | 83d | 162d | 49d(vs 43d prior) |
| Remodel / interior alteration | 8,151 | 1d | 4d | 21d | 55d | 5d |
| Commercial tenant improvement | 2,366 | 30d | 63d | 119d | 201d | 61d(vs 64d prior) |
| Plumbing / water heater / sewerOn this parcel | 18,112 | 0d | 0d | 0d | 1d | 0d |
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Computed from issued permits with recorded application and issuance dates over the trailing 60 months. Categories with fewer than 20 permits are excluded.