233 Jamaica St
Tiburon 94920 · Paradise Cay · Unincorporated Marin · Coordinates: 37.91457, -122.47745
Executive Verdict · Public-Records Synthesis
Zoned RSP-5.8-BFC in Unincorporated Marin with likely ministerial ADU eligibility and mapped FEMA AE flood due diligence; benchmark value $3,230,000 ($2,842,000–$3,618,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone RSP-5.8-BFC allows residential use qualifying for ministerial ADU review under state law.
Source: Unincorporated Marin zoning · CA Gov. Code 66314
- ✓ 4 documented municipal building permits on file
On-parcel permit history is indexed through Apr 6, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AE, about 36% of the lot of lot)
Zone AE: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 149 Jamaica St (0.19 mi S, issued). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$37,595/yr at $3,230,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$3,133/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 16,858 sq ft (0.39 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 233 JAMAICA ST
Zoning & Land Use
RSP-5.8-BFC — Residential Single Family Planned (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned RSP-5.8-BFC (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotPossible, with conditions
Zoned RSP-5.8-BFC, a single-family residential zone. FEMA Special Flood Hazard Area (Zone AE) covers about 36% of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
- SB 9: split into two lotsPossible, with conditions
Zoned RSP-5.8-BFC, a single-family residential zone. The lot is 16,858 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original. FEMA Special Flood Hazard Area (Zone AE) covers about 36% of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone AE: 1% annual chance flood (Special Flood Hazard Area) (about 36% of the lot); Zone X: 0.2% annual chance flood hazard (shaded X) (about 64% of the lot) · FIRM panel 06041C0486E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $2,842,000 – $3,618,000 · Status: Off market
HUD Small Area FMR (ZIP 94920) · FY 2026
Studio $2,820 · 1BR $3,380 · 2BR $4,100 · 3BR $5,230 · 4BR $5,420
Developments Deserving Closer Investigation & Active Area Builders
- New home at 149 Jamaica St (Issued)0.19 mi S
Active in "Issued" for 12.2 yr (first record Aug 19, 2014) with no new permit activity recorded in 12 yr. High-impact scale (1 housing unit, $750,000 declared valuation across 1 permit).
- New home at 4970 Ranch Rd (Issued)0.36 mi NW
Active in "Issued" for 11.4 yr (first record Jun 2, 2015) with no new permit activity recorded in 11.2 yr. High-impact scale (1 housing unit, $1,200,000 declared valuation across 1 permit).
- New home (Entitled)0.22 mi SE
In "Entitled" for 5.1 yr (since Oct 7, 2021), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- New home (Entitled)0.4 mi W
In "Entitled" for 8.5 yr (since May 17, 2018), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
Entity-resolved builders & contractors in ½ mile: Ernest Ongaro And Sons (2 on parcel, 2 in ½ mi · HVAC / heat pump); Solarwinds Energy (1 on parcel, 1 in ½ mi · Solar / battery storage); Reyes Heating And Air (1 on parcel, 1 in ½ mi · HVAC / heat pump); Owner Builder (16 in ½ mi · Remodel / interior alteration); Owner (12 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| B46401 | Other | Issued | Iss. Apr 6, 2026 | $11,288 | Replace Mechanical Appliance |
| B41830 | HVAC / heat pump | Issued | Iss. Apr 1, 2025 | $22,000 | Replace 2 failed furnaces with 2 new furnaces and replace 1 AC with 1 new heat pump — Replace Mechanical Appliance |
| B40840 | HVAC / heat pump | Issued | Iss. Jan 13, 2025 | $20,300 | Furnace and Ac replacement. Remove the existing unites and install a new systems in the some place model S9V2B060D4PSC S… |
| 145710 | Solar / battery storage | Issued | Iss. Feb 4, 2015 | $27,000 | 6.0kw Roof Mounted Photovoltaic - Express |