132 Jamaica St
Tiburon 94920 · Paradise Cay · Unincorporated Marin · Coordinates: 37.91126, -122.47506
Executive Verdict · Public-Records Synthesis
Zoned RSP-5.8-BFC in Unincorporated Marin with likely ministerial ADU eligibility and mapped FEMA AE flood due diligence; benchmark value $3,138,000 ($2,761,000–$3,515,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone RSP-5.8-BFC allows residential use qualifying for ministerial ADU review under state law.
Source: Unincorporated Marin zoning · CA Gov. Code 66314
- ✓ Documented permitted upgrades (+$20,120 contributory est.)
Public building records show issued construction/renovation work on this parcel (6 total permits, latest Sep 30, 2024).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AE, about 39% of the lot of lot)
Zone AE: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
Addition (adds square footage) (151093): Issued after 10 mo (2.0× the 160d median) — above the 75th percentile for addition (adds square footage) permits in Unincorporated Marin (median 160d, 75th pct 249d, n=316).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: New home at 149 Jamaica St (450 ft NW, issued). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$36,537/yr at $3,138,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$3,045/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 10,542 sq ft (0.24 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 132 JAMAICA ST
Zoning & Land Use
RSP-5.8-BFC — Residential Single Family Planned (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned RSP-5.8-BFC (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotPossible, with conditions
Zoned RSP-5.8-BFC, a single-family residential zone. FEMA Special Flood Hazard Area (Zone AE) covers about 39% of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
- SB 9: split into two lotsPossible, with conditions
Zoned RSP-5.8-BFC, a single-family residential zone. The lot is 10,542 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original. FEMA Special Flood Hazard Area (Zone AE) covers about 39% of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone AE: 1% annual chance flood (Special Flood Hazard Area) (about 39% of the lot); Zone X: 0.2% annual chance flood hazard (shaded X) (about 61% of the lot) · FIRM panel 06041C0486E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $2,761,000 – $3,515,000 · Status: Off market
HUD Small Area FMR (ZIP 94920) · FY 2026
Studio $2,820 · 1BR $3,380 · 2BR $4,100 · 3BR $5,230 · 4BR $5,420
Developments Deserving Closer Investigation & Active Area Builders
- New home at 149 Jamaica St (Issued)450 ft NW
Active in "Issued" for 12.2 yr (first record Aug 19, 2014) with no new permit activity recorded in 12 yr. High-impact scale (1 housing unit, $750,000 declared valuation across 1 permit).
- New home (Entitled)240 ft NW
In "Entitled" for 5.1 yr (since Oct 7, 2021), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Addition (adds square footage) (151093) (Issued)On this parcel
Issued after 10 mo (2.0× the 160d median) — above the 75th percentile for addition (adds square footage) permits in Unincorporated Marin (median 160d, 75th pct 249d, n=316).
- New home at 100 Jamaica St (Issued)0.11 mi S
Active in "Issued" for 11.4 yr (first record Jun 2, 2015) with no new permit activity recorded in 11.1 yr.
Entity-resolved builders & contractors in ½ mile: Owner (1 on parcel, 11 in ½ mi · Remodel / interior alteration); Dewell Built (1 on parcel, 1 in ½ mi · Addition (adds square footage)); Cleanfactor Energy (1 on parcel, 1 in ½ mi · Solar / battery storage); Peter Levi Plumbing (1 on parcel, 1 in ½ mi · HVAC / heat pump); Gagne Brothers Enterprises (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer).
Permit & Project History on This Parcel (6 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| B39634 | Plumbing / water heater / sewer | Issued | Iss. Sep 30, 2024 | $5,662 | REPLACE TANKLESS WATER HEATER. LIKE FOR LIKE. 199K BTU — Replace Plumbing Fixtures(s) |
| B26605 | HVAC / heat pump | Issued | Iss. Aug 11, 2021 | $12,275 | CHANGE OUT 14 SEER AC AND COIL — Replace Mechanical Appliance |
| 154766 | Solar / battery storage | Issued | Iss. Mar 16, 2017 | $14,000 | P V Sys 4.41 K W - Express, E-Insp |
| 151093 | Addition (adds square footage) | Issued | Iss. Mar 8, 2016 | $500 | 30 Sq Ft Fill-In Addn |
| 146974 | Roof replacement | Issued | Iss. May 5, 2015 |