6520 46th St
Sacramento 95823 · Unincorporated Sacramento · Coordinates: 38.50793, -121.45279
Executive Verdict · Public-Records Synthesis
Located in Unincorporated Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $458,000 ($389,000–$527,000).
Upsides & Opportunities
- ✓ 3 documented municipal building permits on file
On-parcel permit history is indexed through Aug 8, 2025, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! No published municipal zoning polygon on file
We could not verify a GIS base zone at this parcel centroid. Confirm zoning and allowable density directly with Unincorporated Sacramento planning.
Source: Unincorporated Sacramento GIS zoning registry
- ! Bulk building permits not published for Unincorporated Sacramento
Permit counts and nearby activity on this page may omit municipal counter records. Request a parcel permit report directly from the local building department.
Source: Source coverage registry (Unincorporated Sacramento)
- ! Year 1 Prop 13 tax reset (~$5,671/yr at $458,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$473/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 18,000 sq ft (0.41 ac)
- Assessor use:
- Residential · Single Family · Non-Subdivision
- Tax rate area:
- 53123
- Addresses on lot:
- 6520 46TH ST
Zoning & Land Use
No published city zoning district at parcel centroid.
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
We don't have a zoning map for Unincorporated Sacramento.
- SB 9: two homes on the lotCan't tell
We don't have a zoning map for Unincorporated Sacramento.
- SB 9: split into two lotsCan't tell
We don't have a zoning map for Unincorporated Sacramento.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0190H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $389,000 – $527,000 · Status: Off market
HUD Small Area FMR (ZIP 95823) · FY 2026
Studio $1,530 · 1BR $1,610 · 2BR $1,980 · 3BR $2,640 · 4BR $3,040
Nearby Activity (½ mile radius, since November 2024)
0 active or recent development projects and 15 total building permits recorded within ½ mile.
- Building systems15 permits
Permit & Project History on This Parcel (3 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| CF-2513894 | Fire alarm / sprinkler | Issued | Iss. Aug 8, 2025 | — | Place a new ADU onsite as a 2nd residential unit |
| CF-1915131 | Fire alarm / sprinkler | Finaled | Iss. Aug 30, 2019 | — | Residential Fire Sprinkler Installation |
| CF-1619086 | Fire alarm / sprinkler | Withdrawn | App. Nov 29, 2016 | — | Tenant Improvement |