2720 Toy Ave
Sacramento 95822 · Woodbine · City of Sacramento · Coordinates: 38.50200, -121.47683
Executive Verdict · Public-Records Synthesis
Zoned R-1-EA-4 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $492,000 ($433,000–$551,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1-EA-4 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 9,583 sq ft lot. Local precedent is active with 4 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$53,960 contributory est.)
Public building records show issued construction/renovation work on this parcel (10 total permits, latest Oct 28, 2025).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
Addition (adds square footage) (RES-2016966): Issued after 6 mo (4.1× the 42d median) — slower than 90% of addition (adds square footage) permits in City of Sacramento (median 42d, 90th pct 162d, n=1,948).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: 27th & Lock Apartments - Estimate (0.32 mi S, fee estimate). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$6,059/yr at $492,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$505/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 9,583 sq ft (0.22 ac)
- Assessor use:
- Residential · Single Family · Non-Subdivision
- Tax rate area:
- 03175
- Addresses on lot:
- 2720 TOY AVE
Zoning & Land Use
R-1-EA-4 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 9,583 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0190H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $433,000 – $551,000 · Status: Off market
HUD Small Area FMR (ZIP 95822) · FY 2026
Studio $1,620 · 1BR $1,700 · 2BR $2,090 · 3BR $2,780 · 4BR $3,210
Developments Deserving Closer Investigation & Active Area Builders
- 27th & Lock Apartments - Estimate (Fee estimate)0.32 mi S
In "Fee estimate" for 7.3 yr (since Jul 31, 2019), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (22 housing units, $2,006,532 declared valuation across 1 permit).
- 100 Apartments (Fee estimate)0.38 mi S
In "Fee estimate" for 10.1 yr (since Oct 12, 2016), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (300 housing units, $38,043,750 declared valuation across 3 permits).
- CCH Florin Road Senior Housing (Entitled)0.45 mi S
In "Entitled" for 5.8 yr (since Jan 27, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (100 housing units across 0 permits).
- CCH Florin Road Senior Housing (Entitled)0.45 mi S
In "Entitled" for 5.8 yr (since Jan 27, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (50 housing units across 0 permits).
Entity-resolved builders & contractors in ½ mile: Kustom Us (3 on parcel, 4 in ½ mi · Remodel / interior alteration); Eagle International (3 on parcel, 3 in ½ mi · Electrical / panel); Pinnacle Landscape Development (1 on parcel, 1 in ½ mi · Pool / spa); Sierra Pacific Home And Comfort (1 on parcel, 1 in ½ mi · HVAC / heat pump); Naresh Chandra (6 in ½ mi · New single-family home).
Permit & Project History on This Parcel (10 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2522373 | Remodel / interior alteration | Finaled | Iss. Oct 28, 2025 | $2,500 | Install EV Charger |
| RES-2519342 | Pool / spa | Expired Permit | Iss. Sep 16, 2025 | $68,000 | EOTC - New gunite swimming pool, 517 SF, Spa 40 SF, new gas line. |
| RES-2509832 | HVAC / heat pump | Finaled | Iss. May 13, 2025 | $2,500 | Change-out installation of Gas - 030 gallon to Electric Heat Pump 50 gallons +, located inside building, screening not r… |
| RES-2509249 | Electrical / panel | Finaled | Iss. May 6, 2025 | $2,651 | E-Permit: existing panel 100 Amps - Overhead service, new main panel 200 Amps, Replacement weather head/masthead work, a… |
| RES-2505501 | HVAC / heat pump |