2625 Lock Ave
Sacramento 95822 · Woodbine · City of Sacramento · Coordinates: 38.49777, -121.47785
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $515,000 ($453,000–$577,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 15,745 sq ft lot. Local precedent is active with 3 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ 3 documented municipal building permits on file
On-parcel permit history is indexed through Nov 4, 2025, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: 27th & Lock Apartments - Estimate (320 ft SE, fee estimate). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$6,321/yr at $515,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$527/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 15,745 sq ft (0.36 ac)
- Assessor use:
- Residential · Two Family · 2 Single Family Units
- Tax rate area:
- 03175
- Addresses on lot:
- 2625 LOCK AVE; 7060 27TH ST
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 15,745 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0305H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $453,000 – $577,000 · Status: Off market
HUD Small Area FMR (ZIP 95822) · FY 2026
Studio $1,620 · 1BR $1,700 · 2BR $2,090 · 3BR $2,780 · 4BR $3,210
Developments Deserving Closer Investigation & Active Area Builders
- 27th & Lock Apartments - Estimate (Fee estimate)320 ft SE
In "Fee estimate" for 7.3 yr (since Jul 31, 2019), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (22 housing units, $2,006,532 declared valuation across 1 permit).
- 100 Apartments (Fee estimate)0.13 mi SE
In "Fee estimate" for 10.1 yr (since Oct 12, 2016), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (300 housing units, $38,043,750 declared valuation across 3 permits).
- CCH Florin Road Senior Housing (Entitled)0.24 mi SE
In "Entitled" for 5.8 yr (since Jan 27, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (100 housing units across 0 permits).
- CCH Florin Road Senior Housing (Entitled)0.24 mi SE
In "Entitled" for 5.8 yr (since Jan 27, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (50 housing units across 0 permits).
Entity-resolved builders & contractors in ½ mile: Suma Construction (1 on parcel, 1 in ½ mi · Windows / doors / siding); Ken Cool Air (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Build It Construction (7 in ½ mi · Remodel / interior alteration); Naresh Chandra (6 in ½ mi · New single-family home); Dekreek Construction (3 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (3 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2523074 | Plumbing / water heater / sewer | Finaled | Iss. Nov 4, 2025 | $1,900 | Water heater change out. |
| RES-2124419 | Windows / doors / siding | Expired Permit | Iss. Nov 16, 2021 | $5,000 | Non-structural change-out of (6) windows and (1) sliding door in same sizes and locations. Smoke & Carbon Monoxide Alar… |
| RES-1722035 | HVAC / heat pump | Finaled | Iss. Nov 30, 2017 | $5,000 | HSG Case 17-025906: Illegal Residential Cannabis Grow-WWOP-QUAD Fees-Restore SFR. Corrective action to restore illegal G… |