108 Highland Ln
Mill Valley 94941 · Almonte · Unincorporated Marin · Coordinates: 37.88909, -122.52765
Executive Verdict · Public-Records Synthesis
Zoned R1 in Unincorporated Marin with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $2,220,000 ($1,954,000–$2,486,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 13,024 sq ft lot. Local precedent is active with 2 ADU permits within ¼ mile over the last 36 months.
Source: Unincorporated Marin zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$11,463 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Jun 26, 2023).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 51 Loring Ave (0.37 mi W, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$25,980/yr at $2,220,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$2,165/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 13,024 sq ft (0.30 ac)
- Assessor use:
- Multiple-Resid. - Improved
- Addresses on lot:
- 108 HIGHLAND LN; 111 RISING RD
Zoning & Land Use
R1 — Residential Single Family (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R1, a single-family residential zone. The lot is 13,024 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0469F, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,954,000 – $2,486,000 · Status: Off market
HUD Small Area FMR (ZIP 94941) · FY 2026
Studio $2,730 · 1BR $3,270 · 2BR $3,960 · 3BR $5,060 · 4BR $5,240
Developments Deserving Closer Investigation & Active Area Builders
- New home at 51 Loring Ave (Applied)0.37 mi W
In "Applied" for 10.8 yr (since Jan 19, 2016), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121). High-impact scale (1 housing unit, $980,000 declared valuation across 1 permit).
- New home at 125 Morning Sun Ave (Issued)420 ft W
Active in "Issued" for 8.1 yr (first record Oct 15, 2018) with no new permit activity recorded in 7.8 yr. High-impact scale (1 housing unit, $900,000 declared valuation across 3 permits).
- Accessory dwelling unit at 131 Yale Ave A (Issued)0.11 mi SW
Active in "Issued" for 4.8 yr (first record Jan 19, 2022) with no new permit activity recorded in 3.4 yr. High-impact scale (1 housing unit, $1,000,000 declared valuation across 1 permit).
- New home at 217 Cleveland Ave (Issued)0.28 mi S
Active in "Issued" for 9.7 yr (first record Feb 21, 2017) with no new permit activity recorded in 2.3 yr. High-impact scale (1 housing unit, $875,000 declared valuation across 1 permit).
Entity-resolved builders & contractors in ½ mile: Melin Charles Gen Contr (1 on parcel, 1 in ½ mi · Remodel / interior alteration); Sonomarin Solar_inc (1 on parcel, 1 in ½ mi · Solar / battery storage); Ernest Ongaro And Sons (1 on parcel, 1 in ½ mi · HVAC / heat pump); Fitzpatricks Heating And Air (1 on parcel, 1 in ½ mi · HVAC / heat pump); Owner Builder (69 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| B34459 | Solar / battery storage | Issued | Iss. Jun 26, 2023 | $28,948 | Photovoltaic-Residential Flush and Tilt roof mount, grid tied. |
| B29585 | HVAC / heat pump | Issued | Iss. Apr 29, 2022 | $11,175 | Replace failed furnace with new 3 zone ductless mini split — Replace Mechanical Appliance |
| 145730 | Remodel / interior alteration | Issued | Iss. Feb 5, 2015 | $110,000 | Bwop - Bathroom Rem, Doors & Windows, Elec Upgrade, Rep Water Htr & Decking Boards - Express |
| 145444 | HVAC / heat pump | Issued | Iss. Jan 13, 2015 | $4,000 | Install Furnace |