120 Camino Del Mar
Inverness 94937 · Inverness · Unincorporated Marin · Coordinates: 38.11198, -122.86755
Executive Verdict · Public-Records Synthesis
Zoned C-R1-B4 in Unincorporated Marin and mapped FEMA AE flood / CAL FIRE very high fire hazard severity zone (state responsibility area) due diligence; benchmark value $1,791,000 ($1,576,000–$2,006,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$34,560 contributory est.)
Public building records show issued construction/renovation work on this parcel (7 total permits, latest May 13, 2021).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AE, about 21% of the lot of lot)
Zone AE: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE Very High Fire Hazard Severity Zone (State Responsibility Area) (about 87% of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! Delayed or open permit activity on this parcel
Other (154783): Issued after 2 mo — above the 75th percentile for other permits in Unincorporated Marin (median 0d, 75th pct 1d, n=1,560).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: New home at 115 Kehoe Way (0.33 mi S, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
Parcel & Assessor
- Lot size:
- 22,521 sq ft (0.52 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 120 CAMINO DEL MAR
Zoning & Land Use
C-R1-B4 — Residential Single Family (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUPossible, with conditions
Zoned C-R1-B4 (single-family residential): state law allows ADUs where homes are allowed. Very High Fire Hazard Severity Zone covers about 87% of the lot: cities may limit ADUs here for fire safety and evacuation.
- SB 9: two homes on the lotPossible, with conditions
Zoned C-R1-B4, a single-family residential zone. Very High Fire Hazard Severity Zone (State responsibility area) covers about 87% of the lot: SB 9 requires the project to meet the fire hazard mitigation standards. FEMA Special Flood Hazard Area (Zone AE) covers about 21% of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
- SB 9: split into two lotsPossible, with conditions
Zoned C-R1-B4, a single-family residential zone. The lot is 22,521 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original. Very High Fire Hazard Severity Zone (State responsibility area) covers about 87% of the lot: SB 9 requires the project to meet the fire hazard mitigation standards. FEMA Special Flood Hazard Area (Zone AE) covers about 21% of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Very High Fire Hazard Severity Zone (State Responsibility Area) (about 87% of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone AE: 1% annual chance flood (Special Flood Hazard Area) (about 21% of the lot); Zone X: minimal flood hazard (about 79% of the lot) · FIRM panel 06041C0230E, effective August 15, 2017
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,576,000 – $2,006,000 · Status: Off market
HUD Small Area FMR (ZIP 94937) · FY 2026
Studio $2,400 · 1BR $2,870 · 2BR $3,480 · 3BR $4,450 · 4BR $4,610
Developments Deserving Closer Investigation & Active Area Builders
- New home at 115 Kehoe Way (Applied)0.33 mi S
In "Applied" for 10.8 yr (since Feb 8, 2016), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121). High-impact scale (1 housing unit, $908,000 declared valuation across 2 permits).
- Other (154783) (Issued)On this parcel
Issued after 2 mo — above the 75th percentile for other permits in Unincorporated Marin (median 0d, 75th pct 1d, n=1,560).
- Accessory dwelling unit at 115 Camino Del Mar (adu 115 A) (Issued)230 ft SW
Active in "Issued" for 22 mo (first record Jan 14, 2025) with no new permit activity recorded in 14 mo.
- New home at 4 Pine Hill Dr (Issued)0.22 mi SE
Active in "Issued" for 7.4 yr (first record Jun 12, 2019) with no new permit activity recorded in 7 yr.
Entity-resolved builders & contractors in ½ mile: Owner Builder (1 on parcel, 7 in ½ mi · New garage / accessory structure); Owner (3 on parcel, 7 in ½ mi · Remodel / interior alteration); Tesla Energy (1 on parcel, 1 in ½ mi · Solar / battery storage); Simply Solar (1 on parcel, 1 in ½ mi · Solar / battery storage); New Cap Roofing (1 on parcel, 1 in ½ mi · Roof replacement).
Permit & Project History on This Parcel (7 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| 168143 | Solar / battery storage | Issued | Iss. May 13, 2021 | $43,942 | 6.66 Kw Photovoltaic & Energy Storage System - Express |
| 167695 | Solar / battery storage | Issued | Iss. Apr 6, 2021 | $210,400 | (60.1) 4.76 Kw Rooftop Photovoltaic System And Energy Storage System **7/16/21; Cancelled By Contractor; Bbw** |
| B23286 | Roof replacement | Issued | Iss. Aug 18, 2020 | $14,500 | Tear off existing roof and replace with class A shingles. No structural changes. — ReRoofing |
| B22386 | Electrical / panel | Issued | Iss. Mar 27, 2020 | $100 | Change from gas stove for an Electric Induction Stove. The labor of the change out provided by the owner. Install a new … |
| B17231 | Solar / battery storage |