4550 Mack Rd
Sacramento 95823 · Valley Hi / North Laguna · City of Sacramento · Coordinates: 38.47377, -121.44958
Executive Verdict · Public-Records Synthesis
Zoned C-2 in City of Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $476,000 ($419,000–$533,000).
Upsides & Opportunities
- ✓ 4 documented municipal building permits on file
On-parcel permit history is indexed through Oct 13, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: 0.2% annual chance flood hazard (shaded X))
all of the lot of the parcel intersects Zone X: 0.2% annual chance flood hazard (shaded X). Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 4 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 4456 San Sebastian Way (0.46 mi S, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,876/yr at $476,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$490/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 48,787 sq ft (1.12 ac)
- Assessor use:
- Office · Bank · One Story
- Tax rate area:
- 03117
- Addresses on lot:
- 4550 MACK RD
Zoning & Land Use
C-2 — General Commercial Zone (C)
2040 General Plan: Residential Mixed Use (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned C-2 (commercial): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: 0.2% annual chance flood hazard (shaded X) (all of the lot) · FIRM panel 06067C0302H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $419,000 – $533,000 · Status: Off market
HUD Small Area FMR (ZIP 95823) · FY 2026
Studio $1,530 · 1BR $1,610 · 2BR $1,980 · 3BR $2,640 · 4BR $3,040
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 4456 San Sebastian Way (Issued)0.46 mi S
Active in "Issued" for 2.6 yr (first record Mar 27, 2024) with no new permit activity recorded in 13 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
- 2 Lander Ct ADU (Entitled)0.29 mi SW
In "Entitled" for 5.3 yr (since Jul 29, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- New home at 4415 Montril Way (Fee estimate)0.34 mi SW
In "Fee estimate" for 9.4 yr (since Jul 7, 2017), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Accessory dwelling unit at 5095 Summerbrook Way (In review)0.27 mi E
In "In review" for 4 mo (since Jul 13, 2026), exceeding the 45d median and 85d 75th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: Lin R Rogers Electrical Contractors (1 on parcel, 1 in ½ mi · Commercial tenant improvement); Western Valley Development (1 on parcel, 1 in ½ mi · Roof replacement); Capitol Neon (1 on parcel, 1 in ½ mi · Sign); Woodside 05n (52 in ½ mi · New single-family home); East Coast Builders (14 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2622891 | Commercial tenant improvement | Plan Check Target | App. Oct 13, 2026 | $430,625 | EXPEDITED - CONVERT PREVIOUS BANK OF AMERICA BANK 6625 SQ FT TO A CANNABIS DISPENSARY, 1. INTERIOR TENANT IMPROVEME… |
| COM-2517396 | Roof replacement | Finaled | Iss. Aug 20, 2025 | $50,000 | Roof Permit: New roof required. |
| COM-2100831 | Commercial tenant improvement | Finaled | Iss. Mar 3, 2021 | $104,000 | EPC - Exterior ATM Lighting. Install 2 new pole base structures with 2 pole and 2 fixture head. Replace 2 existing pole … |
| SIG-1613851 | Sign | Expired Permit | Iss. Sep 8, 2016 | $458 | REFACE PORTION OF EXISTING MONUMENT SIGN FOR ESTRELLA INSURANCE |