7963 Whisper Wood Way
Sacramento 95823 · Valley Hi / North Laguna · City of Sacramento · Coordinates: 38.46856, -121.44774
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $431,000 ($379,000–$483,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 6,740 sq ft lot. Local precedent is active with 2 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ 4 documented municipal building permits on file
On-parcel permit history is indexed through Mar 10, 2023, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
Roof replacement (RES-1713996): Issued after 2 mo — slower than 90% of roof replacement permits in City of Sacramento (median 0d, 90th pct 2d, n=19,072).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: Franklin Apartments (0.18 mi SE, fee estimate). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,363/yr at $431,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$447/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 6,740 sq ft (0.15 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03117
- Addresses on lot:
- 7963 WHISPER WOOD WAY
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 6,740 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0305H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $379,000 – $483,000 · Status: Off market
HUD Small Area FMR (ZIP 95823) · FY 2026
Studio $1,530 · 1BR $1,610 · 2BR $1,980 · 3BR $2,640 · 4BR $3,040
Nearby Activity (½ mile radius, since November 2024)
6 active or recent development projects (5 housing units across completed, permitted, and pipeline stages) and 353 total building permits recorded within ½ mile.
- Adds housing (ADU)5 permits (5 units)
- Additions & renovations41 permits
- Building systems275 permits
- Repairs6 permits
- Other26 permits
Developments Deserving Closer Investigation & Active Area Builders
- Franklin Apartments (Fee estimate)0.18 mi SE
In "Fee estimate" for 9.1 yr (since Oct 6, 2017), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (113 housing units, $18,907,850 declared valuation across 14 permits).
- Accessory dwelling unit at 4456 San Sebastian Way (Issued)0.21 mi SW
Active in "Issued" for 2.6 yr (first record Mar 27, 2024) with no new permit activity recorded in 13 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
- Roof replacement (RES-1713996) (Finaled)On this parcel
Issued after 2 mo — slower than 90% of roof replacement permits in City of Sacramento (median 0d, 90th pct 2d, n=19,072).
- New home at 4415 Montril Way (Fee estimate)0.29 mi W
In "Fee estimate" for 9.4 yr (since Jul 7, 2017), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: Advanced Plumbing And Rooter Service (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Woodside 05n (52 in ½ mi · New single-family home); East Coast Builders (14 in ½ mi · Commercial tenant improvement); Pacific Builders (4 in ½ mi · Addition (adds square footage)); Safe Step Walk In Tub (4 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2304768 | Plumbing / water heater / sewer | Finaled | Iss. Mar 10, 2023 | $1,820 | Change-out installation of Electric - 040 gallon to Electric - 040 gallon, located inside building, screening not requir… |
| RES-1801709 | Fire alarm / sprinkler | Finaled | Iss. Feb 21, 2018 | $6,000 | CHANGE OUT OF EXISTING HVAC GROUND MOUNT CARBON MONOXIDE AND SMOKE DETECTOR REQUIRED PRIOR TO FINAL. |
| RES-1713996 | Roof replacement | Finaled | Iss. Sep 29, 2017 | $14,900 | HSG Case 16-014238 : Fire repair involving roof structure removal on front BR w/ new trusses, exterior gable repair , in… |
| RES-1620408 | HVAC / heat pump | Expired Permit | Iss. Jan 3, 2017 | $9,990 | HSG Case 16-014238 : Non-Structural C/O of 7 windows & 1 sliding window, SMUD safety inspection, kitchen remodel, bath… |