4562 Mack Rd
Sacramento 95823 · Valley Hi / North Laguna · City of Sacramento · Coordinates: 38.47270, -121.44898
Executive Verdict · Public-Records Synthesis
Zoned C-2 in City of Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $436,000 ($384,000–$488,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$9,043 contributory est.)
Public building records show issued construction/renovation work on this parcel (7 total permits, latest Sep 22, 2025).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: 0.2% annual chance flood hazard (shaded X))
all of the lot of the parcel intersects Zone X: 0.2% annual chance flood hazard (shaded X). Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
Commercial tenant improvement (COM-2507056): Issued after 5 mo (2.2× the 63d median) — above the 75th percentile for commercial tenant improvement permits in City of Sacramento (median 63d, 75th pct 119d, n=2,366).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: Franklin Apartments (0.46 mi S, fee estimate). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,420/yr at $436,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$452/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 169,884 sq ft (3.90 ac)
- Assessor use:
- Retail / Commercial · Large Retail · Market
- Tax rate area:
- 03117
- Addresses on lot:
- 4560 MACK RD; 4562 MACK RD
Zoning & Land Use
C-2 — General Commercial Zone (C)
2040 General Plan: Residential Mixed Use (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned C-2 (commercial): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: 0.2% annual chance flood hazard (shaded X) (all of the lot) · FIRM panel 06067C0302H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $384,000 – $488,000 · Status: Off market
HUD Small Area FMR (ZIP 95823) · FY 2026
Studio $1,530 · 1BR $1,610 · 2BR $1,980 · 3BR $2,640 · 4BR $3,040
Developments Deserving Closer Investigation & Active Area Builders
- Franklin Apartments (Fee estimate)0.46 mi S
In "Fee estimate" for 9.1 yr (since Oct 6, 2017), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (113 housing units, $18,907,850 declared valuation across 14 permits).
- Accessory dwelling unit at 4456 San Sebastian Way (Issued)0.39 mi S
Active in "Issued" for 2.6 yr (first record Mar 27, 2024) with no new permit activity recorded in 13 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
- 2 Lander Ct ADU (Entitled)0.27 mi SW
In "Entitled" for 5.3 yr (since Jul 29, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Commercial tenant improvement (COM-2507056) (Issued)On this parcel
Issued after 5 mo (2.2× the 63d median) — above the 75th percentile for commercial tenant improvement permits in City of Sacramento (median 63d, 75th pct 119d, n=2,366).
Entity-resolved builders & contractors in ½ mile: Bg Builder (3 on parcel, 3 in ½ mi · Commercial tenant improvement); Lt Construction (1 on parcel, 3 in ½ mi · Commercial tenant improvement); Quality Telecom Consultants (1 on parcel, 1 in ½ mi · Remodel / interior alteration); Northern Fire Inspection (1 on parcel, 1 in ½ mi · Fire alarm / sprinkler); Woodside 05n (52 in ½ mi · New single-family home).
Permit & Project History on This Parcel (7 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2519926 | Addition (adds square footage) | Expired Application | App. Sep 22, 2025 | $400,000 | EPC - Addition of 4,016 sf of unconditioned covered storage for the installation of refrigerated cooling boxes and the a… |
| COM-2507056 | Commercial tenant improvement | Issued | Iss. Aug 27, 2025 | $35,000 | EPC - Create new 28'-0" wide opening in existing exterior CMU wall and install new storefront entrance. Modify two exist… |
| COM-2504396 | Electrical / panel | Finaled | Iss. Mar 5, 2025 | $2,500 | Install missing device covers at bathroom and main area of suite. Install panel blanks at panel for unused openings. Non… |
| COM-2406364 | Commercial tenant improvement | Expired Application | App. Mar 25, 2024 | $35,000 | EPC - Create new 28'-0" wide opening in existing exterior CMU wall and install new storefront entrance. Modify two exist… |