4564 Mack Rd
Sacramento 95823 · Valley Hi / North Laguna · City of Sacramento · Coordinates: 38.47336, -121.44870
Executive Verdict · Public-Records Synthesis
Zoned C-2 in City of Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $476,000 ($419,000–$533,000).
Upsides & Opportunities
- ✓ 7 documented municipal building permits on file
On-parcel permit history is indexed through Apr 14, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: 0.2% annual chance flood hazard (shaded X))
all of the lot of the parcel intersects Zone X: 0.2% annual chance flood hazard (shaded X). Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
Commercial tenant improvement (COM-2607333): Pending in review for 7 mo (3.4× the 63d median) — slower than 90% of commercial tenant improvement permits in City of Sacramento (median 63d, 90th pct 201d, n=2,366).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
- ! 3 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 4456 San Sebastian Way (0.44 mi S, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,876/yr at $476,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$490/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 51,401 sq ft (1.18 ac)
- Assessor use:
- Retail / Commercial · Shopping Center · Neighborhood
- Tax rate area:
- 03117
- Addresses on lot:
- 4564 MACK RD; 4566 MACK RD; 4572 MACK RD
Zoning & Land Use
C-2 — General Commercial Zone (C)
2040 General Plan: Residential Mixed Use (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned C-2 (commercial): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: 0.2% annual chance flood hazard (shaded X) (all of the lot) · FIRM panel 06067C0302H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $419,000 – $533,000 · Status: Off market
HUD Small Area FMR (ZIP 95823) · FY 2026
Studio $1,530 · 1BR $1,610 · 2BR $1,980 · 3BR $2,640 · 4BR $3,040
Developments Deserving Closer Investigation & Active Area Builders
- Commercial tenant improvement (COM-2607333) (Verify Wait)On this parcel
Pending in review for 7 mo (3.4× the 63d median) — slower than 90% of commercial tenant improvement permits in City of Sacramento (median 63d, 90th pct 201d, n=2,366).
- Other (COM-1710780) (Expired Permit)On this parcel
Issued after 8 mo (7.5× the 33d median) — slower than 90% of other permits in City of Sacramento (median 33d, 90th pct 196d, n=837).
- Plan revision / deferred submittal (SUB-1709960) (Abandoned)On this parcel
Pending in review for 9.4 yr (84.0× the 41d median) — slower than 90% of plan revision / deferred submittal permits in City of Sacramento (median 41d, 90th pct 190d, n=69).
- Accessory dwelling unit at 4456 San Sebastian Way (Issued)0.44 mi S
Active in "Issued" for 2.6 yr (first record Mar 27, 2024) with no new permit activity recorded in 13 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
Entity-resolved builders & contractors in ½ mile: Lt Construction (1 on parcel, 2 in ½ mi · Commercial tenant improvement); Qk Construction (1 on parcel, 1 in ½ mi · Commercial tenant improvement); Yupana (1 on parcel, 1 in ½ mi · Other); Woodside 05n (52 in ½ mi · New single-family home); East Coast Builders (27 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (7 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2607333 | Commercial tenant improvement | Verify Wait | App. Apr 14, 2026 | $350,000 | EPC - merge two suites to create a 7,558 S.Q.F. new restaurant. Selective interior demolition of all existing partition … |
| COM-2423453 | Plumbing / water heater / sewer | Expired Application | App. Oct 24, 2024 | $20,000 | EPC - Replace (E) 60kw backup generator and fuel tank with (N) 50kw backup generator with 229 gallon fuel tank |
| COM-2221547 | Roof replacement | Finaled | Iss. Oct 10, 2022 | $37,400 | E-Permit: Tear Off - No, Resheet - No, 1 layer(s), 220 squares of TPO Single Ply. CRRC: 0676-0001 |
| COM-2005743 | Remodel / interior alteration | Expired Application | App. Apr 6, 2020 | $30,000 | EPC - Remove (3) RRU's and (1) OVP (surge suppressor) from tower. Install (3) panel antennas, (3) RRU's, (1) cable, and … |