5915 Laguna Ranch Cir
Sacramento 95823 · Valley Hi / North Laguna · City of Sacramento · Coordinates: 38.45041, -121.43518
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $439,000 ($386,000–$492,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 5,694 sq ft lot.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$13,750 contributory est.)
Public building records show issued construction/renovation work on this parcel (3 total permits, latest Mar 4, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Year 1 Prop 13 tax reset (~$5,455/yr at $439,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$455/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 5,694 sq ft (0.13 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03117
- Addresses on lot:
- 5915 LAGUNA RANCH CIR
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 5,694 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06067C0308H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $386,000 – $492,000 · Status: Off market
HUD Small Area FMR (ZIP 95823) · FY 2026
Studio $1,530 · 1BR $1,610 · 2BR $1,980 · 3BR $2,640 · 4BR $3,040
Developments Deserving Closer Investigation & Active Area Builders
Entity-resolved builders & contractors in ½ mile: Huft Heating And Air Conditioning (1 on parcel, 3 in ½ mi · Remodel / interior alteration); Usher Building And Design (1 on parcel, 1 in ½ mi · Remodel / interior alteration); Cal Vintage Roofing (1 on parcel, 1 in ½ mi · Roof replacement); Syncon Homes Of California (57 in ½ mi · New single-family home); Clark Wagaman Designs (6 in ½ mi · Addition (adds square footage)).
Permit & Project History on This Parcel (3 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2603231 | Remodel / interior alteration | Issued | Iss. Mar 4, 2026 | $25,000 | Bathroom Remodel Permit: Like for like master bath and guest bath remodel. Water conserving fixtures are required to b… |
| RES-1722579 | Roof replacement | Finaled | Iss. Dec 8, 2017 | $14,588 | E-Permit: Tear Off - Yes, Resheet - No, 1 layer(s), 27 squares of 50yr Laminated Dimensional Composition. CRRC: 0890-001… |
| RES-1700640 | HVAC / heat pump | Finaled | Iss. Jan 16, 2017 | $9,600 | Change-out w/new ducts Split System to Split System. The existing unit shall be removed. The new unit shall be placed in… |