56 Lochmoor Cir
Sacramento 95823 · Parkway · City of Sacramento · Coordinates: 38.47708, -121.44862
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ministerial ADU eligibility and mapped FEMA AH flood due diligence; benchmark value $405,000 ($356,000–$454,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R-1 allows residential use qualifying for ministerial ADU review under state law (3 ADU permits permitted within ¼ mile in 36 months).
Source: City of Sacramento zoning · CA Gov. Code 66314
- ✓ Documented permitted upgrades (+$7,920 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Jul 25, 2023).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AH, about 85% of the lot of lot)
Zone AH: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 1 slow or stalled nearby project within ½ mile
Closest lead: Accessory dwelling unit at 5095 Summerbrook Way (0.35 mi SE, in review). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,067/yr at $405,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$422/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 6,098 sq ft (0.14 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03117
- Addresses on lot:
- 56 LOCHMOOR CIR
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotPossible, with conditions
Zoned R-1, a single-family residential zone. FEMA Special Flood Hazard Area (Zone AH) covers about 85% of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
- SB 9: split into two lotsPossible, with conditions
Zoned R-1, a single-family residential zone. The lot is 6,098 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original. FEMA Special Flood Hazard Area (Zone AH) covers about 85% of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone AH: 1% annual chance flood (Special Flood Hazard Area) (about 85% of the lot); Zone X: 0.2% annual chance flood hazard (shaded X) (about 15% of the lot) · FIRM panel 06067C0302H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $356,000 – $454,000 · Status: Off market
HUD Small Area FMR (ZIP 95823) · FY 2026
Studio $1,530 · 1BR $1,610 · 2BR $1,980 · 3BR $2,640 · 4BR $3,040
Nearby Activity (½ mile radius, since November 2024)
6 active or recent development projects (6 housing units across completed, permitted, and pipeline stages) and 367 total building permits recorded within ½ mile.
- New construction1 permit
- Adds housing (ADU)5 permits (5 units)
- Additions & renovations38 permits
- Building systems288 permits
- Repairs4 permits
- Other31 permits
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 5095 Summerbrook Way (In review)0.35 mi SE
In "In review" for 4 mo (since Jul 13, 2026), exceeding the 45d median and 85d 75th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Quick Quack Car Wash (Finaled / completed)0.15 mi SW
High-impact scale ($1,024,277 declared valuation across 11 permits).
Entity-resolved builders & contractors in ½ mile: Titan Solar Power CA (2 on parcel, 2 in ½ mi · Plan revision / deferred submittal); Acacia M And E (1 on parcel, 1 in ½ mi · HVAC / heat pump); Woodside 05n (52 in ½ mi · New single-family home); East Coast Builders (14 in ½ mi · Commercial tenant improvement); Paden And Bletscher Construction (3 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2315498 | Plan revision / deferred submittal | Complete | App. Jul 25, 2023 | — | REVISION TO RES-2309962 MAIN SERVICE PANEL UPGRADE TO 125A ADDED TO PLANS. |
| RES-2315003 | Electrical / panel | Finaled | Iss. Jul 19, 2023 | $1,500 | AA: existing panel 100 Amps - Underground service, new main panel 100 Amps, N/A weather head/masthead work, main breaker… |
| RES-2309962 | Solar / battery storage | Finaled | Iss. Jun 13, 2023 | $20,000 | 8kw Solar PV System, and 0gal Solar WH System (water heater installed null). All supply side connections, main breaker c… |
| RES-1712767 | HVAC / heat pump | Finaled | Iss. Jul 18, 2017 | $6,950 | No Duct Work Permitted. Change-out Split System to Split System. The existing unit shall be removed. The new unit shall … |