4945 Mack Rd
Sacramento 95823 · Parkway · City of Sacramento · Coordinates: 38.47491, -121.44468
Executive Verdict · Public-Records Synthesis
Zoned R-3 in City of Sacramento with likely ministerial ADU eligibility and mapped FEMA AH flood due diligence; benchmark value $412,000 ($363,000–$461,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R-3 allows residential use qualifying for ministerial ADU review under state law (2 ADU permits permitted within ¼ mile in 36 months).
Source: City of Sacramento zoning · CA Gov. Code 66314
- ✓ Documented permitted upgrades (+$15,840 contributory est.)
Public building records show issued construction/renovation work on this parcel (17 total permits, latest Oct 6, 2025).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AH, about 28% of the lot of lot)
Zone AH: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 3 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 105 Thatcher Cir (0.3 mi E, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,147/yr at $412,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$429/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 462,607 sq ft (10.62 ac)
- Assessor use:
- Residential · Low Rise Apartment
- Tax rate area:
- 03117
- Addresses on lot:
- 4901 MACK RD; 4901 MACK RD # 101 # 101; 4901 MACK RD # 102 # 102
Zoning & Land Use
R-3 — Multi-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-3 (multifamily residential): state law allows ADUs where homes are allowed. On a multifamily lot the state allowance is different: ADUs in non-living space of the building, plus up to eight detached ADUs.
- SB 9: two homes on the lotUnlikely
Zoned R-3 (multifamily residential), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned R-3 (multifamily residential), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone AH: 1% annual chance flood (Special Flood Hazard Area) (about 28% of the lot); Zone X: 0.2% annual chance flood hazard (shaded X) (about 59% of the lot); Zone X: 0.2% annual chance flood hazard (shaded X) (about 3% of the lot); Zone X: 0.2% annual chance flood hazard (shaded X) (about 10% of the lot) · FIRM panel 06067C0302H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $363,000 – $461,000 · Status: Off market
HUD Small Area FMR (ZIP 95823) · FY 2026
Studio $1,530 · 1BR $1,610 · 2BR $1,980 · 3BR $2,640 · 4BR $3,040
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 105 Thatcher Cir (Issued)0.3 mi E
Active in "Issued" for 23 mo (first record Dec 17, 2024) with no new permit activity recorded in 19 mo. current_status changed to "Finaled" in snapshot Nov 1, 2026.
- Accessory dwelling unit at 5095 Summerbrook Way (In review)0.12 mi S
In "In review" for 4 mo (since Jul 13, 2026), exceeding the 45d median and 85d 75th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Quick Quack Car Wash (Finaled / completed)0.29 mi W
High-impact scale ($1,024,277 declared valuation across 11 permits).
- Accessory dwelling unit at 5517 Wardell Way (Issued)0.48 mi NE
Active in "Issued" for 22 mo (first record Jan 27, 2025) with no new permit activity recorded in 10 mo.
Entity-resolved builders & contractors in ½ mile: Marins Roofing (6 on parcel, 6 in ½ mi · Roof replacement); Community Resource Project (3 on parcel, 6 in ½ mi · Remodel / interior alteration); S And S Construction (2 on parcel, 2 in ½ mi · Electrical / panel); Prietos Roof Removal (2 on parcel, 2 in ½ mi · Roof replacement); United Valley (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer).
Permit & Project History on This Parcel (17 permits, 0 grouped projects)
Showing 15 most recent permits| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2521062 | Windows / doors / siding | Finaled | Iss. Oct 6, 2025 | $2,700 | Window Permit: Change out 2 retrofit windows, horizontal sliding, vinyl, like for like. Change out 1 retrofit slider, … |
| COM-2515200 | HVAC / heat pump | Expired Permit | Iss. Aug 12, 2025 | $6,000 | HVAC Permit: FOR UNIT 221 Change out of a 1.5 ton heat pump split system HVAC, 14 SEER, 24 BTUs, located outside. The … |
| COM-2503447 | Remodel / interior alteration | Expired Permit | Iss. Feb 20, 2025 | $30,000 | HSG Case# 24-044724. Unit# 201. Involved in previous fire in master bedroom, minor rough structural, Remodel whole unit/… |
| COM-2400950 | Windows / doors / siding | Expired Permit | Iss. Feb 16, 2024 | $2,700 | Window Permit: Change out 2 retrofit windows, horizontal sliding, vinyl, like for like. Change out 1 retrofit slider, ho… |