4651 Mack Rd
Sacramento 95823 · Parkway · City of Sacramento · Coordinates: 38.47476, -121.44778
Executive Verdict · Public-Records Synthesis
Zoned C-2 in City of Sacramento and mapped FEMA AH flood due diligence; benchmark value $438,000 ($385,000–$491,000).
Upsides & Opportunities
- ✓ 3 documented municipal building permits on file
On-parcel permit history is indexed through Jun 28, 2023, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AH, all of the lot of lot)
Zone AH: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 4 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 105 Thatcher Cir (0.47 mi E, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,443/yr at $438,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$454/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 22,433 sq ft (0.51 ac)
- Assessor use:
- Retail / Commercial · Restaurant · Fast Food Service
- Tax rate area:
- 03117
- Addresses on lot:
- 4651 MACK RD
Zoning & Land Use
C-2 — General Commercial Zone (C)
2040 General Plan: Residential Mixed Use (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned C-2 (commercial): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned C-2 (commercial), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone AH: 1% annual chance flood (Special Flood Hazard Area) (all of the lot) · FIRM panel 06067C0302H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $385,000 – $491,000 · Status: Off market
HUD Small Area FMR (ZIP 95823) · FY 2026
Studio $1,530 · 1BR $1,610 · 2BR $1,980 · 3BR $2,640 · 4BR $3,040
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 105 Thatcher Cir (Issued)0.47 mi E
Active in "Issued" for 23 mo (first record Dec 17, 2024) with no new permit activity recorded in 19 mo. current_status changed to "Finaled" in snapshot Nov 1, 2026.
- 2 Lander Ct ADU (Entitled)0.41 mi SW
In "Entitled" for 5.3 yr (since Jul 29, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- New home at 4415 Montril Way (Fee estimate)0.45 mi SW
In "Fee estimate" for 9.4 yr (since Jul 7, 2017), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- Accessory dwelling unit at 5095 Summerbrook Way (In review)0.2 mi SE
In "In review" for 4 mo (since Jul 13, 2026), exceeding the 45d median and 85d 75th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: American Building Concept (1 on parcel, 1 in ½ mi · Commercial tenant improvement); Viking Sign Installations (1 on parcel, 1 in ½ mi · Sign); Jackson Electric (1 on parcel, 1 in ½ mi · Electrical / panel); Woodside 05n (52 in ½ mi · New single-family home); East Coast Builders (27 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (3 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| SIG-2313343 | Sign | Expired Application | App. Jun 28, 2023 | $11,164 | INSTALL 2 ILLUM LOGOS, 2 SET OF CHANNEL LETTERS, 293 COVE LIGHTING, 1 DIRECTIONAL CABINET, 1 CLEARANCE BAR ON EXISTING F… |
| COM-2301814 | Commercial tenant improvement | Expired Permit | Iss. Apr 10, 2023 | $75,000 | EPC - Remodel existing 2,240 sqft Taco Bell restaurant to include new exterior paint and signage (under separate permit)… |
| COM-1903107 | Electrical / panel | Finaled | Iss. Feb 21, 2019 | $400 | 20 AMP Breaker/ receptacle in lobby of Taco Bell |