4420 Mack Rd
Sacramento 95823 · Valley Hi / North Laguna · City of Sacramento · Coordinates: 38.47394, -121.45176
Executive Verdict · Public-Records Synthesis
Zoned SC-PUD in City of Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $486,000 ($428,000–$544,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$9,680 contributory est.)
Public building records show issued construction/renovation work on this parcel (12 total permits, latest Oct 22, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: 0.2% annual chance flood hazard (shaded X))
all of the lot of the parcel intersects Zone X: 0.2% annual chance flood hazard (shaded X). Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 4456 San Sebastian Way (0.46 mi S, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,990/yr at $486,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$499/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 47,045 sq ft (1.08 ac)
- Assessor use:
- Retail / Commercial · Vehicle Oriented · Service Station
- Tax rate area:
- 03117
- Addresses on lot:
- 4420 MACK RD
Zoning & Land Use
SC-PUD — Shopping Center Zone (C)
2040 General Plan: Residential Mixed Use (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned SC (commercial): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned SC (commercial), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned SC (commercial), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: 0.2% annual chance flood hazard (shaded X) (all of the lot) · FIRM panel 06067C0302H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $428,000 – $544,000 · Status: Off market
HUD Small Area FMR (ZIP 95823) · FY 2026
Studio $1,530 · 1BR $1,610 · 2BR $1,980 · 3BR $2,640 · 4BR $3,040
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 4456 San Sebastian Way (Issued)0.46 mi S
Active in "Issued" for 2.6 yr (first record Mar 27, 2024) with no new permit activity recorded in 13 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
- 2 Lander Ct ADU (Entitled)0.23 mi S
In "Entitled" for 5.3 yr (since Jul 29, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- New home at 4415 Montril Way (Fee estimate)0.31 mi S
In "Fee estimate" for 9.4 yr (since Jul 7, 2017), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- 3990 Deer Run Way ADU (Entitled)0.5 mi W
In "Entitled" for 5.4 yr (since Jun 17, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: Beam Team Construction (3 on parcel, 3 in ½ mi · Other); Town And Country Contractors (1 on parcel, 2 in ½ mi · Commercial tenant improvement); Perry Builders (1 on parcel, 1 in ½ mi · Remodel / interior alteration); Tracy Sign (1 on parcel, 1 in ½ mi · Plan revision / deferred submittal); Woodside 05n (52 in ½ mi · New single-family home).
Permit & Project History on This Parcel (12 permits, 1 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2622316 | Other | Issued | Iss. Oct 22, 2026 | $7,000 | Installation of (2) additional protective bollards at the front side of the existing building |
| COM-2607101 | Other | Issued | Iss. Jun 22, 2026 | $15,000 | EPC - proposed additional 9 bollards to be installed. All work subject to field inspections. |
| RES-2526017 | Plan revision / deferred submittal | Void | App. Dec 10, 2025 | — | REVISION TO COM-2519179 - installation of (2) additional bollards |
| COM-2526018 | Plan revision / deferred submittal | Complete | App. Dec 10, 2025 | — |