98 Pico Vista
Novato 94947 · Novato · Coordinates: 38.11470, -122.59193
Executive Verdict · Public-Records Synthesis
Zoned R1-7.5 in Novato with likely ministerial ADU eligibility and mapped FEMA AO flood due diligence; benchmark value $1,039,000 ($883,000–$1,195,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R1-7.5 allows residential use qualifying for ministerial ADU review under state law.
Source: Novato zoning · CA Gov. Code 66314
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AO, all of the lot of lot)
Zone AO: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Accessory Dwelling (0.1 mi S, issued). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Bulk building permits not published for Novato
Permit counts and nearby activity on this page may omit municipal counter records. Request a parcel permit report directly from the local building department.
Source: Source coverage registry (Novato)
- ! Year 1 Prop 13 tax reset (~$12,399/yr at $1,039,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$1,033/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 8,320 sq ft (0.19 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 98 PICO VISTA; 98 PICO VISTA UNIT A
Zoning & Land Use
R1-7.5 — Low Density Residential (Novato)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R1-7.5 (single-family residential): state law allows ADUs where homes are allowed. We read R1-7.5 from the zoning code's name; we haven't checked it against Novato's code text.
- SB 9: two homes on the lotPossible, with conditions
Zoned R1-7.5, a single-family residential zone. We read R1-7.5 from the zoning code's name; we haven't checked it against Novato's code text. FEMA Special Flood Hazard Area (Zone AO) covers all of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
- SB 9: split into two lotsPossible, with conditions
Zoned R1-7.5, a single-family residential zone. We read R1-7.5 from the zoning code's name; we haven't checked it against Novato's code text. The lot is 8,320 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original. FEMA Special Flood Hazard Area (Zone AO) covers all of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone AO: 1% annual chance flood (Special Flood Hazard Area) (all of the lot) · FIRM panel 06041C0277E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $883,000 – $1,195,000 · Status: Off market
HUD Small Area FMR (ZIP 94947) · FY 2026
Studio $2,250 · 1BR $2,690 · 2BR $3,260 · 3BR $4,160 · 4BR $4,320
Nearby Activity (½ mile radius, since —)
7 active or recent development projects (7 housing units across completed, permitted, and pipeline stages) and 0 total building permits recorded within ½ mile.
Developments Deserving Closer Investigation & Active Area Builders
- Accessory Dwelling (Issued)0.1 mi S
Active in "Issued" for 5.7 yr (first record Mar 3, 2021) with no new permit activity recorded in 5.7 yr.
- New home (Entitled)0.11 mi W
Active in "Entitled" for 8 yr (first record Nov 5, 2018) with no new permit activity recorded in 8 yr.
- New home (Issued)0.19 mi N
Active in "Issued" for 22 mo (first record Dec 30, 2024) with no new permit activity recorded in 22 mo.
- Ghirardo Urban Lot Split (Entitled)0.21 mi SE
Active in "Entitled" for 18 mo (first record May 28, 2025) with no new permit activity recorded in 18 mo.
Permit & Project History on This Parcel (0 permits, 1 grouped projects)
No building permits recorded on this parcel in our dataset.
State HCD Housing Element APR records on this parcel: 2 entries (report years 2019, 2020).