1028 A Fourth St
Novato 94945 · Novato · Coordinates: 38.10950, -122.57406
Executive Verdict · Public-Records Synthesis
Zoned R10-4.5 in Novato with likely ministerial ADU eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $1,085,000 ($922,000–$1,248,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R10-4.5 allows residential use qualifying for ministerial ADU review under state law.
Source: Novato zoning · CA Gov. Code 66314
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: 0.2% annual chance flood hazard (shaded X))
all of the lot of the parcel intersects Zone X: 0.2% annual chance flood hazard (shaded X). Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: First and Grant Mixed Use (0.18 mi SE, entitled). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Bulk building permits not published for Novato
Permit counts and nearby activity on this page may omit municipal counter records. Request a parcel permit report directly from the local building department.
Source: Source coverage registry (Novato)
- ! Year 1 Prop 13 tax reset (~$12,928/yr at $1,085,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$1,077/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 7,797 sq ft (0.18 ac)
- Assessor use:
- Multiple-Resid. - Improved
- Addresses on lot:
- 1028A FOURTH ST; 1028B FOURTH ST; 1028 FOURTH ST
Zoning & Land Use
R10-4.5 — Medium Density Multiple Family Residenial (Novato)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R10-4.5 (multifamily residential): state law allows ADUs where homes are allowed. On a multifamily lot the state allowance is different: ADUs in non-living space of the building, plus up to eight detached ADUs.
- SB 9: two homes on the lotUnlikely
Zoned R10-4.5 (multifamily residential), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned R10-4.5 (multifamily residential), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: 0.2% annual chance flood hazard (shaded X) (all of the lot) · FIRM panel 06041C0277E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $922,000 – $1,248,000 · Status: Off market
HUD Small Area FMR (ZIP 94945) · FY 2026
Studio $2,050 · 1BR $2,510 · 2BR $2,990 · 3BR $3,770 · 4BR $3,960
Nearby Activity (½ mile radius, since November 2024)
6 active or recent development projects (140 housing units across completed, permitted, and pipeline stages) and 4 total building permits recorded within ½ mile.
- New construction2 permits (1 units)
Developments Deserving Closer Investigation & Active Area Builders
- First and Grant Mixed Use (Entitled)0.18 mi SE
Active in "Entitled" for 8 yr (first record Nov 5, 2018) with no new permit activity recorded in 8 yr. High-impact scale (32 housing units, 6 deed-restricted affordable across 0 permits).
- Landing Ct (Entitled)0.23 mi W
Active in "Entitled" for 6.6 yr (first record Apr 16, 2020) with no new permit activity recorded in 6.6 yr. High-impact scale (32 housing units, 7 deed-restricted affordable across 0 permits).
- 7299 Redwood Blvd Apartments (Entitled)0.37 mi SE
Active in "Entitled" for 14 mo (first record Sep 22, 2025) with no new permit activity recorded in 14 mo. High-impact scale (82 housing units, 81 deed-restricted affordable across 0 permits).
- Atherton Place (Entitled)0.39 mi NE
Active in "Entitled" for 7.1 yr (first record Oct 6, 2019) with no new permit activity recorded in 7.1 yr. High-impact scale (50 housing units across 0 permits).
Permit & Project History on This Parcel (0 permits, 1 grouped projects)
No building permits recorded on this parcel in our dataset.
State HCD Housing Element APR records on this parcel: 1 entry (report years 2025).