102 Kristin Marie Ct
Novato 94945 · North Novato · Unincorporated Marin · Coordinates: 38.11724, -122.55029
Executive Verdict · Public-Records Synthesis
Zoned A2-B4 in Unincorporated Marin and mapped CAL FIRE moderate fire hazard severity zone (state responsibility area) due diligence; benchmark value $1,297,000 ($1,141,000–$1,453,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$13,680 contributory est.)
Public building records show issued construction/renovation work on this parcel (5 total permits, latest Oct 29, 2025).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! Delayed or open permit activity on this parcel
Electrical / panel (85587): Pending in review for 6.5 yr — slower than 90% of electrical / panel permits in Unincorporated Marin (median 0d, 90th pct 2d, n=3,019).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: New home at 675 Atherton Ave (0.14 mi E, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
Parcel & Assessor
- Lot size:
- 47,655 sq ft (1.09 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 102 KRISTIN MARIE CT; 104 KRISTIN MARIE CT
Zoning & Land Use
A2-B4 — Agriculture Limited (Unincorporated Marin)
Undesignated — Undesignated (Novato)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
Zoned A2-B4 (agricultural): ADUs are allowed if the zone allows a home, which depends on the zone's rules. The parcel point also falls in Undesignated.
- SB 9: two homes on the lotUnlikely
Zoned A2-B4 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
- SB 9: split into two lotsUnlikely
Zoned A2-B4 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0281E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,141,000 – $1,453,000 · Status: Off market
HUD Small Area FMR (ZIP 94945) · FY 2026
Studio $2,050 · 1BR $2,510 · 2BR $2,990 · 3BR $3,770 · 4BR $3,960
Developments Deserving Closer Investigation & Active Area Builders
- New home at 675 Atherton Ave (Applied)0.14 mi E
In "Applied" for 5.5 yr (since May 18, 2021), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121). High-impact scale (1 housing unit, $1,500,000 declared valuation across 3 permits).
- Electrical / panel (85587) (Applied)On this parcel
Pending in review for 6.5 yr — slower than 90% of electrical / panel permits in Unincorporated Marin (median 0d, 90th pct 2d, n=3,019).
- Accessory dwelling unit at 2 Equestrian Ct (Applied)0.43 mi W
In "Applied" for 5.6 yr (since Mar 23, 2021), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Accessory dwelling unit at 98 Kristin Marie Ct A K A (Issued)350 ft N
Active in "Issued" for 8.6 yr (first record Mar 20, 2018) with no new permit activity recorded in 8.1 yr.
Entity-resolved builders & contractors in ½ mile: Solarcraft Services (1 on parcel, 1 in ½ mi · Solar / battery storage); Cookie Cutter Pools (1 on parcel, 1 in ½ mi · Pool / spa); Enviro Heating And Air Conditioning (1 on parcel, 1 in ½ mi · HVAC / heat pump); Robello (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Owner Builder (16 in ½ mi · New garage / accessory structure).
Permit & Project History on This Parcel (5 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| B44587 | Plumbing / water heater / sewer | Issued | Iss. Oct 29, 2025 | $6,875 | Supply and install new 75 gallon gas water heater in place of old leaking 75 gallon gas water heater in garage on platfo… |
| B22866 | HVAC / heat pump | Issued | Iss. Jun 24, 2020 | $15,979 | Provide and install a Bryant Evolution Heat Pump in attic. — Replace Mechanical Appliance |
| 164669 | Solar / battery storage | Issued | Iss. May 20, 2020 | $60,000 | Pv 8.696 Kw & Energy Storage System |
| 85587 | Electrical / panel | Applied | App. May 11, 2020 | $1,500 | New Main Panel |
| 145440 | Pool / spa | Issued | Iss. Jan 13, 2015 |