222 Harbor Dr
Novato 94945 · Green Point · Unincorporated Marin · Coordinates: 38.11461, -122.50843
Executive Verdict · Public-Records Synthesis
Zoned ARP-2 in Unincorporated Marin and mapped FEMA AE flood / CAL FIRE moderate fire hazard severity zone (state responsibility area) due diligence; benchmark value $1,340,000 ($1,179,000–$1,501,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$7,040 contributory est.)
Public building records show issued construction/renovation work on this parcel (3 total permits, latest Sep 26, 2023).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AE, about 19% of the lot of lot)
Zone AE: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! Delayed or open permit activity on this parcel
General repair (170603): Issued after 9 mo (3.2× the 83d median) — above the 75th percentile for general repair permits in Unincorporated Marin (median 83d, 75th pct 181d, n=693).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 8 Glen Ln (0.46 mi SW, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
Parcel & Assessor
- Lot size:
- 23,958 sq ft (0.55 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 222 HARBOR DR
Zoning & Land Use
ARP-2 — Agriculture Residential Planned (Unincorporated Marin)
Undesignated — Undesignated (Novato)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
Zoned ARP-2 (agricultural): ADUs are allowed if the zone allows a home, which depends on the zone's rules. The parcel point also falls in Undesignated.
- SB 9: two homes on the lotUnlikely
Zoned ARP-2 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
- SB 9: split into two lotsUnlikely
Zoned ARP-2 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone AE: 1% annual chance flood (Special Flood Hazard Area) (about 19% of the lot); Zone X: minimal flood hazard (about 81% of the lot) · FIRM panel 06041C0282E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,179,000 – $1,501,000 · Status: Off market
HUD Small Area FMR (ZIP 94945) · FY 2026
Studio $2,050 · 1BR $2,510 · 2BR $2,990 · 3BR $3,770 · 4BR $3,960
Developments Deserving Closer Investigation & Active Area Builders
- General repair (170603) (Issued)On this parcel
Issued after 9 mo (3.2× the 83d median) — above the 75th percentile for general repair permits in Unincorporated Marin (median 83d, 75th pct 181d, n=693).
- Accessory dwelling unit at 8 Glen Ln (Applied)0.46 mi SW
In "Applied" for 2.4 yr (since Jul 2, 2024), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- New home at 5 Bay Canyon Rd (Applied)0.5 mi SE
In "Applied" for 2.3 yr (since Jul 30, 2024), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Accessory dwelling unit at 33 Green Point Ln (Issued)0.36 mi S
Active in "Issued" for 8.2 yr (first record Aug 23, 2018) with no new permit activity recorded in 8.1 yr.
Entity-resolved builders & contractors in ½ mile: Owner (2 on parcel, 2 in ½ mi · General repair); Cliffco (1 on parcel, 1 in ½ mi · Solar / battery storage); Tj Built Construction (4 in ½ mi · Accessory dwelling unit (new or conversion)); Owner Builder (3 in ½ mi · Remodel / interior alteration); Rasmussen Dv And Son (2 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (3 permits, 1 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| B35525 | Solar / battery storage | Issued | Iss. Sep 26, 2023 | $8,000 | New PV System |
| 170603 | General repair | Issued | Iss. Feb 9, 2022 | $20,000 | Driveway Retaining Walls |
| 170602 | New single-family home | Issued | Iss. Feb 9, 2022 | $230,000 | S F D: Coverd Porch; Decks; Retaining Wall |
State HCD Housing Element APR records on this parcel: 3 entries (report years 2021, 2022, 2024).