130 Churchill Ln
Novato 94945 · North Novato · Unincorporated Marin · Coordinates: 38.11687, -122.55378
Executive Verdict · Public-Records Synthesis
Zoned Undesignated in Unincorporated Marin and mapped CAL FIRE moderate fire hazard severity zone (state responsibility area) due diligence; benchmark value $1,319,000 ($1,161,000–$1,477,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$36,000 contributory est.)
Public building records show issued construction/renovation work on this parcel (2 total permits, latest Mar 10, 2021).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 675 Atherton Ave (0.33 mi E, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$15,619/yr at $1,319,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$1,302/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 45,738 sq ft (1.05 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 130 CHURCHILL LN
Zoning & Land Use
Undesignated — Undesignated (Novato)
A2-B4 — Agriculture Limited (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
Zoned Undesignated (other): ADUs are allowed if the zone allows a home, which depends on the zone's rules. The parcel point also falls in A2-B4.
- SB 9: two homes on the lotCan't tell
Zoned Undesignated (other): we can't tell whether it counts as a single-family zone for SB 9. Undesignated. The parcel point also falls in A2-B4.
- SB 9: split into two lotsCan't tell
Zoned Undesignated (other): we can't tell whether it counts as a single-family zone for SB 9. Undesignated. The parcel point also falls in A2-B4.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0281E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,161,000 – $1,477,000 · Status: Off market
HUD Small Area FMR (ZIP 94945) · FY 2026
Studio $2,050 · 1BR $2,510 · 2BR $2,990 · 3BR $3,770 · 4BR $3,960
Developments Deserving Closer Investigation & Active Area Builders
- New home at 675 Atherton Ave (Applied)0.33 mi E
In "Applied" for 5.5 yr (since May 18, 2021), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121). High-impact scale (1 housing unit, $1,500,000 declared valuation across 3 permits).
- Accessory dwelling unit at 2 Equestrian Ct (Applied)0.24 mi W
In "Applied" for 5.6 yr (since Mar 23, 2021), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Accessory dwelling unit at 162 Churchill Ln (aka 160) (Issued)50 ft E
Active in "Issued" for 4.8 yr (first record Jan 12, 2022) with no new permit activity recorded in 4.5 yr.
- Accessory dwelling unit at 98 Kristin Marie Ct A K A (Issued)0.23 mi NE
Active in "Issued" for 8.6 yr (first record Mar 20, 2018) with no new permit activity recorded in 8.1 yr.
Entity-resolved builders & contractors in ½ mile: Owner Builder (1 on parcel, 14 in ½ mi · New garage / accessory structure); Rjdj (1 on parcel, 4 in ½ mi · Pool / spa); Owner (3 in ½ mi · New single-family home); Anello Painting And Construction (2 in ½ mi · Accessory dwelling unit (new or conversion)); Millsap Degnan And Associates (1 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (2 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| 167365 | Pool / spa | Issued | Iss. Mar 10, 2021 | $120,000 | New Pool & Spa W/Auto Cover T.D. 2-10-21 |
| 156182 | New garage / accessory structure | Issued | Iss. Aug 7, 2017 | $13,210 | Gazebo, Det T.D. 7/7/17 |