160 Churchill Ln
Novato 94945 · North Novato · Unincorporated Marin · Coordinates: 38.11514, -122.55337
Executive Verdict · Public-Records Synthesis
Zoned A2-B4 in Unincorporated Marin and mapped CAL FIRE moderate fire hazard severity zone (state responsibility area) due diligence; benchmark value $1,406,000 ($1,237,000–$1,575,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$254,400 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest May 18, 2022).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! Delayed or open permit activity on this parcel
Accessory dwelling unit at 162 Churchill Ln (aka 160): Active in "Issued" for 4.8 yr (first record Jan 12, 2022) with no new permit activity recorded in 4.5 yr.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (review-time benchmark)
- ! 4 slow or stalled nearby projects within ½ mile
Closest lead: New home at 675 Atherton Ave (0.35 mi NE, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
Parcel & Assessor
- Lot size:
- 319,077 sq ft (7.33 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 160 CHURCHILL LN; 162 CHURCHILL LN
Zoning & Land Use
A2-B4 — Agriculture Limited (Unincorporated Marin)
Undesignated — Undesignated (Novato)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
Zoned A2-B4 (agricultural): ADUs are allowed if the zone allows a home, which depends on the zone's rules. The parcel point also falls in Undesignated.
- SB 9: two homes on the lotUnlikely
Zoned A2-B4 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
- SB 9: split into two lotsUnlikely
Zoned A2-B4 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0281E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,237,000 – $1,575,000 · Status: Off market
HUD Small Area FMR (ZIP 94945) · FY 2026
Studio $2,050 · 1BR $2,510 · 2BR $2,990 · 3BR $3,770 · 4BR $3,960
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 162 Churchill Ln (aka 160) (Issued)On this parcel
Active in "Issued" for 4.8 yr (first record Jan 12, 2022) with no new permit activity recorded in 4.5 yr.
- New home at 675 Atherton Ave (Applied)0.35 mi NE
In "Applied" for 5.5 yr (since May 18, 2021), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121). High-impact scale (1 housing unit, $1,500,000 declared valuation across 3 permits).
- Plumbing / water heater / sewer (168176) (Issued)On this parcel
Issued after 2 mo — slower than 90% of plumbing / water heater / sewer permits in Unincorporated Marin (median 0d, 90th pct 0d, n=2,211).
- Accessory dwelling unit at 2 Equestrian Ct (Applied)0.28 mi NW
In "Applied" for 5.6 yr (since Mar 23, 2021), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
Entity-resolved builders & contractors in ½ mile: Owner (1 on parcel, 4 in ½ mi · New single-family home); Anello Painting And Construction (2 on parcel, 2 in ½ mi · Accessory dwelling unit (new or conversion)); Herbs Pool Service (1 on parcel, 1 in ½ mi · Pool / spa); Owner Builder (13 in ½ mi · New garage / accessory structure); Rjdj (4 in ½ mi · Pool / spa).
Permit & Project History on This Parcel (4 permits, 1 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| 171449 | New garage / accessory structure | Issued | Iss. May 18, 2022 | $5,000 | Outdoor Kitchen; Trellis |
| 171448 | Accessory dwelling unit (new or conversion) | Issued | Iss. May 18, 2022 | $245,000 | Attached A D U; Covered Porch N F D N S D |
| 168246 | Pool / spa | Issued | Iss. May 24, 2021 | $126,895 | In-Ground Pool T.D. 4-26-21 |
| 168176 | Plumbing / water heater / sewer | Issued | Iss. May 17, 2021 | $150,000 | Ret Wall For Future Pool Replacement; Firepit |