140 Churchill Ln
Novato 94945 · North Novato · Unincorporated Marin · Coordinates: 38.11687, -122.55435
Executive Verdict · Public-Records Synthesis
Zoned Undesignated in Unincorporated Marin and mapped CAL FIRE moderate fire hazard severity zone (state responsibility area) due diligence; benchmark value $1,437,000 ($1,265,000–$1,609,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$153,072 contributory est.)
Public building records show issued construction/renovation work on this parcel (5 total permits, latest Jan 24, 2025).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! Delayed or open permit activity on this parcel
Addition (adds square footage) (178529): Issued after 10 mo (1.9× the 160d median) — above the 75th percentile for addition (adds square footage) permits in Unincorporated Marin (median 160d, 75th pct 249d, n=316).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: New home at 675 Atherton Ave (0.36 mi E, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
Parcel & Assessor
- Lot size:
- 43,604 sq ft (1.00 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 140 CHURCHILL LN
Zoning & Land Use
Undesignated — Undesignated (Novato)
A2-B4 — Agriculture Limited (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
Zoned Undesignated (other): ADUs are allowed if the zone allows a home, which depends on the zone's rules. The parcel point also falls in A2-B4.
- SB 9: two homes on the lotCan't tell
Zoned Undesignated (other): we can't tell whether it counts as a single-family zone for SB 9. Undesignated. The parcel point also falls in A2-B4.
- SB 9: split into two lotsCan't tell
Zoned Undesignated (other): we can't tell whether it counts as a single-family zone for SB 9. Undesignated. The parcel point also falls in A2-B4.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0281E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,265,000 – $1,609,000 · Status: Off market
HUD Small Area FMR (ZIP 94945) · FY 2026
Studio $2,050 · 1BR $2,510 · 2BR $2,990 · 3BR $3,770 · 4BR $3,960
Developments Deserving Closer Investigation & Active Area Builders
- New home at 675 Atherton Ave (Applied)0.36 mi E
In "Applied" for 5.5 yr (since May 18, 2021), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121). High-impact scale (1 housing unit, $1,500,000 declared valuation across 3 permits).
- Accessory dwelling unit at 2 Equestrian Ct (Applied)0.2 mi W
In "Applied" for 5.6 yr (since Mar 23, 2021), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Addition (adds square footage) (178529) (Issued)On this parcel
Issued after 10 mo (1.9× the 160d median) — above the 75th percentile for addition (adds square footage) permits in Unincorporated Marin (median 160d, 75th pct 249d, n=316).
- New home (Entitled)0.49 mi SW
In "Entitled" for 6 yr (since Oct 26, 2020), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
Entity-resolved builders & contractors in ½ mile: Rempe Construction (1 on parcel, 1 in ½ mi · Addition (adds square footage)); Steve Rempe General Contractor (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Tesla Energy (1 on parcel, 1 in ½ mi · Solar / battery storage); Solarcraft Services (1 on parcel, 1 in ½ mi · Solar / battery storage); Martinson Al (1 on parcel, 1 in ½ mi · Electrical / panel).
Permit & Project History on This Parcel (5 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| 178529 | Addition (adds square footage) | Issued | Iss. Jan 24, 2025 | $200,000 | Expand & Remodel Primary Bath |
| B37828 | Plumbing / water heater / sewer | Issued | Iss. Apr 25, 2024 | $45,000 | Two existing bathrooms to be completely refurbished. All locations of fixture to remain, but replaced with new, Cal comp… |
| 162490 | Solar / battery storage | Issued | Iss. Aug 29, 2019 | $28,000 | Battery Backup - Express |
| 148329 | Electrical / panel | Issued | Iss. Aug 10, 2015 | $2,100 | Repl 200 A Main Panel W/Same |
| 148096 | Solar / battery storage | Issued | Iss. Jul 22, 2015 |