25 Stirrup Ln
Novato 94947 · North Novato · Unincorporated Marin · Coordinates: 38.10454, -122.61777
Executive Verdict · Public-Records Synthesis
Zoned Undesignated in Unincorporated Marin and mapped CAL FIRE high fire hazard severity zone (state responsibility area) due diligence; benchmark value $1,254,000 ($1,104,000–$1,404,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$21,600 contributory est.)
Public building records show issued construction/renovation work on this parcel (6 total permits, latest Feb 8, 2018).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE High Fire Hazard Severity Zone (State Responsibility Area) (all of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! Delayed or open permit activity on this parcel
Accessory dwelling unit at 27 Stirrup Ln A K A: In "Applied" for 8.8 yr (since Feb 8, 2018), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (review-time benchmark)
- ! 4 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 20 Verissimo Dr (0.25 mi W, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
Parcel & Assessor
- Lot size:
- 21,911 sq ft (0.50 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 25 STIRRUP LN; 27 STIRRUP LN
Zoning & Land Use
Undesignated — Undesignated (Novato)
A2-B3 — Agriculture Limited (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
Zoned Undesignated (other): ADUs are allowed if the zone allows a home, which depends on the zone's rules. The parcel point also falls in A2-B3.
- SB 9: two homes on the lotCan't tell
Zoned Undesignated (other): we can't tell whether it counts as a single-family zone for SB 9. Undesignated. The parcel point also falls in A2-B3.
- SB 9: split into two lotsCan't tell
Zoned Undesignated (other): we can't tell whether it counts as a single-family zone for SB 9. Undesignated. The parcel point also falls in A2-B3.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- High Fire Hazard Severity Zone (State Responsibility Area) (all of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0276D, effective May 4, 2009
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,104,000 – $1,404,000 · Status: Off market
HUD Small Area FMR (ZIP 94947) · FY 2026
Studio $2,250 · 1BR $2,690 · 2BR $3,260 · 3BR $4,160 · 4BR $4,320
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 27 Stirrup Ln A K A (Applied)On this parcel
In "Applied" for 8.8 yr (since Feb 8, 2018), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Accessory dwelling unit (new or conversion) (81431) (Applied)On this parcel
Pending in review for 8.8 yr (15.7× the 204d median) — slower than 90% of accessory dwelling unit (new or conversion) permits in Unincorporated Marin (median 204d, 90th pct 549d, n=298).
- Accessory dwelling unit at 20 Verissimo Dr (Applied)0.25 mi W
In "Applied" for 4.2 yr (since Aug 23, 2022), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- New home at 2500 Vineyard Rd (Applied)0.25 mi SW
In "Applied" for 3.3 yr (since Jul 14, 2023), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
Entity-resolved builders & contractors in ½ mile: Owner (3 on parcel, 11 in ½ mi · New garage / accessory structure); Ez Green Landscaping (1 on parcel, 1 in ½ mi · Demolition); Owner Builder (10 in ½ mi · Remodel / interior alteration); Marco Design Group (3 in ½ mi · New garage / accessory structure); Barkley Builders (2 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (6 permits, 1 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| 81431 | Accessory dwelling unit (new or conversion) | Applied | App. Feb 8, 2018 | $100,000 | New Adu Cottage And Deck.***Expired T.D. 3/20/18 |
| 156990 | Addition (adds square footage) | Issued | Iss. Nov 7, 2017 | $45,000 | Addn, Related To Permit #155200 |
| 155201 | New garage / accessory structure | Issued | Iss. Apr 17, 2017 | $5,000 | Trellis Owner Opted Not To Construct. |
| 155200 | New garage / accessory structure | Issued | Iss. Apr 17, 2017 | $245,000 | Addn; Gar Conv; Rmdl, Struct & Non Struct - Carport & Gar Conv Removed From Scope 10/4/17 See Also Permit 156990 |