511 Mcclay Rd
Novato 94947 · Indian Valley · Unincorporated Marin · Coordinates: 38.09580, -122.59912
Executive Verdict · Public-Records Synthesis
Zoned A2-B4 in Unincorporated Marin and mapped CAL FIRE moderate fire hazard severity zone (state responsibility area) due diligence; benchmark value $1,384,000 ($1,218,000–$1,550,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$114,838 contributory est.)
Public building records show issued construction/renovation work on this parcel (3 total permits, latest Oct 9, 2026).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 1970 Indian Valley Rd (490 ft W, issued). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$16,366/yr at $1,384,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$1,364/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 39,073 sq ft (0.90 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 511 MCCLAY RD
Zoning & Land Use
A2-B4 — Agriculture Limited (Unincorporated Marin)
Undesignated — Undesignated (Novato)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
Zoned A2-B4 (agricultural): ADUs are allowed if the zone allows a home, which depends on the zone's rules. The parcel point also falls in Undesignated.
- SB 9: two homes on the lotUnlikely
Zoned A2-B4 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
- SB 9: split into two lotsUnlikely
Zoned A2-B4 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Moderate Fire Hazard Severity Zone (State Responsibility Area) (all of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0276D, effective May 4, 2009
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,218,000 – $1,550,000 · Status: Off market
HUD Small Area FMR (ZIP 94947) · FY 2026
Studio $2,250 · 1BR $2,690 · 2BR $3,260 · 3BR $4,160 · 4BR $4,320
Developments Deserving Closer Investigation & Active Area Builders
- New home at 1970 Indian Valley Rd (Issued)490 ft W
Active in "Issued" for 10 yr (first record Nov 14, 2016) with no new permit activity recorded in 4 yr.
- Accessory dwelling unit at 1955 Indian Valley Rd (Issued)0.11 mi S
Active in "Issued" for 11.6 yr (first record Apr 15, 2015) with no new permit activity recorded in 11.4 yr.
- New home at 2052 Hatch Rd (Issued)0.37 mi NW
Active in "Issued" for 5.6 yr (first record Apr 22, 2021) with no new permit activity recorded in 3.2 yr.
- New home at 419 Bloom Ln (Issued)0.4 mi S
Active in "Issued" for 10.6 yr (first record Mar 31, 2016) with no new permit activity recorded in 7.8 yr.
Entity-resolved builders & contractors in ½ mile: Owner (1 on parcel, 6 in ½ mi · Addition (adds square footage)); Diego Bros (1 on parcel, 1 in ½ mi · Remodel / interior alteration); Owner Builder (11 in ½ mi · Remodel / interior alteration); Hoffmann Construction (2 in ½ mi · Addition (adds square footage)); Jeffrey Novak Gen Contr (2 in ½ mi · Accessory dwelling unit (new or conversion)).
Permit & Project History on This Parcel (3 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| B48717 | Electrical / panel | Issued | Iss. Oct 9, 2026 | $89,969 | Replace Circuits / Outlets; Siding Replacement |
| 161915 | Solar / battery storage | Issued | Iss. Jun 26, 2019 | $21,105 | Pv 4.69 Kw Express |
| 160905 | Remodel / interior alteration | Issued | Iss. Mar 5, 2019 | $300,000 | Struct Rmdl Part Roof Rmdl Whole House Fire Damage, Add New Window To 2nd Fl Bath, Minor Repair Garage, New Scope Exteri… |