402 Bloom Ln
Novato 94947 · Indian Valley · Unincorporated Marin · Coordinates: 38.09165, -122.59658
Executive Verdict · Public-Records Synthesis
Zoned A2-B4 in Unincorporated Marin and mapped CAL FIRE high fire hazard severity zone (state responsibility area) due diligence; benchmark value $1,492,000 ($1,313,000–$1,671,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$222,200 contributory est.)
Public building records show issued construction/renovation work on this parcel (5 total permits, latest Jun 10, 2024).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE High Fire Hazard Severity Zone (State Responsibility Area) (about 84% of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! Delayed or open permit activity on this parcel
Electrical / panel (176842): Issued after 4 mo — slower than 90% of electrical / panel permits in Unincorporated Marin (median 0d, 90th pct 2d, n=3,019).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 0 Indian Valley Rd (0.22 mi SE, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
Parcel & Assessor
- Lot size:
- 43,560 sq ft (1.00 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 402 BLOOM LN
Zoning & Land Use
A2-B4 — Agriculture Limited (Unincorporated Marin)
Undesignated — Undesignated (Novato)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
Zoned A2-B4 (agricultural): ADUs are allowed if the zone allows a home, which depends on the zone's rules. The parcel point also falls in Undesignated.
- SB 9: two homes on the lotUnlikely
Zoned A2-B4 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
- SB 9: split into two lotsUnlikely
Zoned A2-B4 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- High Fire Hazard Severity Zone (State Responsibility Area) (about 84% of the lot, map Apr 1, 2024); Moderate Fire Hazard Severity Zone (State Responsibility Area) (about 16% of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0278D, effective May 4, 2009
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,313,000 – $1,671,000 · Status: Off market
HUD Small Area FMR (ZIP 94947) · FY 2026
Studio $2,250 · 1BR $2,690 · 2BR $3,260 · 3BR $4,160 · 4BR $4,320
Developments Deserving Closer Investigation & Active Area Builders
- Electrical / panel (176842) (Issued)On this parcel
Issued after 4 mo — slower than 90% of electrical / panel permits in Unincorporated Marin (median 0d, 90th pct 2d, n=3,019).
- Accessory dwelling unit at 0 Indian Valley Rd (Applied)0.22 mi SE
In "Applied" for 22 mo (since Jan 23, 2025), exceeding the 253d median and 456d 75th percentile for new single-family home permits in Unincorporated Marin (n=121). High-impact scale (1 housing unit, $950,000 declared valuation across 1 permit).
- New home at 419 Bloom Ln (Issued)450 ft S
Active in "Issued" for 10.6 yr (first record Mar 31, 2016) with no new permit activity recorded in 7.8 yr.
- New home at 1783 Indian Valley Rd (Issued)0.23 mi SE
Active in "Issued" for 11.8 yr (first record Jan 14, 2015) with no new permit activity recorded in 11.4 yr.
Entity-resolved builders & contractors in ½ mile: Gudgel Rick (2 on parcel, 2 in ½ mi · Addition (adds square footage)); Tesla Energy Operations (2 on parcel, 2 in ½ mi · Roof replacement); Earl Adams Tile Coping And Plastering Adams Pool Solutions (1 on parcel, 1 in ½ mi · Pool / spa); Owner Builder (17 in ½ mi · Remodel / interior alteration); Owner (7 in ½ mi · New single-family home).
Permit & Project History on This Parcel (5 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| 176842 | Electrical / panel | Issued | Iss. Jun 10, 2024 | $5,000 | Electric Driveway Gate |
| 173990 | Pool / spa | Issued | Iss. May 5, 2023 | $85,000 | Remodel [E] Pool 5/8/23; Overpayment Of $881.46 Is Refunded; Al |
| B30847 | Roof replacement | Issued | Iss. Aug 25, 2022 | $114,680 | Reroof (449) Tesla tiles at 32.33 kW and 4 batteries |
| B30846 | Roof replacement | Issued | Iss. Aug 25, 2022 | $37,150 | Reroof (449) Tesla tiles at 32.33 kW and 4 batteries. — ReRoofing |
| 170739 | Addition (adds square footage) | Issued | Iss. Feb 25, 2022 | $570,000 |