1324 Cambridge St
Novato 94947 · Novato · Coordinates: 38.08530, -122.56390
Executive Verdict · Public-Records Synthesis
Zoned R1-7.5 in Novato with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $1,032,000 ($877,000–$1,187,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R1-7.5 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 7,579 sq ft lot.
Source: Novato zoning · CA Gov. Code 66314 & 65852.21
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Accessory Dwelling (220 ft NE, issued). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Bulk building permits not published for Novato
Permit counts and nearby activity on this page may omit municipal counter records. Request a parcel permit report directly from the local building department.
Source: Source coverage registry (Novato)
- ! Year 1 Prop 13 tax reset (~$12,318/yr at $1,032,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$1,027/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 7,579 sq ft (0.17 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 1324 CAMBRIDGE ST
Zoning & Land Use
R1-7.5 — Low Density Residential (Novato)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R1-7.5 (single-family residential): state law allows ADUs where homes are allowed. We read R1-7.5 from the zoning code's name; we haven't checked it against Novato's code text.
- SB 9: two homes on the lotLikely eligible
Zoned R1-7.5, a single-family residential zone. We read R1-7.5 from the zoning code's name; we haven't checked it against Novato's code text.
- SB 9: split into two lotsLikely eligible
Zoned R1-7.5, a single-family residential zone. We read R1-7.5 from the zoning code's name; we haven't checked it against Novato's code text. The lot is 7,579 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0279D, effective May 4, 2009
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $877,000 – $1,187,000 · Status: Off market
HUD Small Area FMR (ZIP 94947) · FY 2026
Studio $2,250 · 1BR $2,690 · 2BR $3,260 · 3BR $4,160 · 4BR $4,320
Nearby Activity (½ mile radius, since —)
4 active or recent development projects (4 housing units across completed, permitted, and pipeline stages) and 0 total building permits recorded within ½ mile.
Developments Deserving Closer Investigation & Active Area Builders
- Accessory Dwelling (Issued)220 ft NE
Active in "Issued" for 4.8 yr (first record Jan 10, 2022) with no new permit activity recorded in 4.8 yr.
- New home (Issued)280 ft SW
Active in "Issued" for 2.2 yr (first record Sep 18, 2024) with no new permit activity recorded in 2.2 yr.
- New home (Issued)430 ft E
Active in "Issued" for 8.2 yr (first record Aug 31, 2018) with no new permit activity recorded in 8.2 yr.
- Kirk ADU (Issued)510 ft S
Active in "Issued" for 15 mo (first record Aug 18, 2025) with no new permit activity recorded in 15 mo.
Permit & Project History on This Parcel (0 permits, 1 grouped projects)
No building permits recorded on this parcel in our dataset.
State HCD Housing Element APR records on this parcel: 4 entries (report years 2022, 2023, 2024, 2025).